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Financial Assistance & Payment Tuition is payable in advance and due at the time of enrollment, unless other arrangements are made prior to commencement of classes. Student payments maybe made in the form of cash, check, credit card, or loan proceedings, and are payable to The American Trade Academy Checks returned for insufficient funds will be charged the current processing fee, as published in this catalog. If tuition payments made by check are returned more than once for insufficient funds during the term stated on the enrollment agreement, all future payments must be in cash or by money order. Past Due Accounts: Delinquent tuition payments over 30 days may cause an interruption to a student's training. Delinquent tuition beyond 180 days may be turned over to an outside agency for collection efforts. Students who have been dismissed for non- payment of tuition will not be considered for re -admittance until all delinquent tuition payments have been paid in full. ATA reserves the right to withhold student transcripts for completed clockicredit hours that have not yet been paid. CANCELLATION You have the right to cancel the enrollment agreement for the program of instruction, and obtain a refund of charges paid through attendance at the first class session, or seventh day of enrollment, whichever is later, including any equipment such as books, materials and supplies or any other goods related to the instruction offered in the agreement. You may cancel until midnight of the 71h calendar day after any of the following: (a) the first class you attended; (b) you received a copy of a notice of cancellation; or (c) you received a copy of the agreement and applicable disclosures. Cancellation shall occur when you give written notice of cancellation at the address of the School shown on the front page of the enrollment agreement. You can do this by mail, hand delivery, or email. If you cancel the agreement, the School will refund any money that you paid within 45 days after receipt of your notice of cancellation. Note: The registration fee is refunded if a student cancels enrollment within the first 7 calendar days of instruction. Additionally, the School also may reject an applicant for enrollment; and, an applicant accepted by the institution may cancel his/her agreement prior to the scheduled class start or may never attend class (no show). The School may consider a withdrawal after the class start as a cancellation or no show and, therefore not consider the applicant as a new start. Additionally, the School reserves the right to postpone or cancel a scheduled program or course if the registration is insufficient to establish a class. 4 I. ♦ R �.� �.i'. 41 As a student at ATA, you have the right to withdraw from your program of study at any time. If you withdraw or are dismissed after the period allowed for cancellation of the agreement, which is until midnight of the Ph calendar day following the first class you attended, ATA will remit a refund, less any applicable registration fee, not to exceed $200.00 ($10.00 for VA), STRF fee, and those administrative charges listed in the School Catalog under the section titled Other Fees within 45 days following the date of determination of your withdrawal. Pro Rata Refund Policy ATA applies a 60% pro rata refund calculation for students who withdraw or are terminated from their training before completing the stated period of enrollment. Under a 60% pro rata refund calculation, ATA will retain only the percentage of charges proportional to the period of enrollment completed up to 60% or less by the student. After completing more than 60% of the program, ATA will retain 100% of the charges for the enrollment period. The percentage of the period of enrollment completed by the student is calculated by dividing the number of scheduled hours completed in the period as of the student's last date of attendance by the total number of program hours in the period of enrollment. A refund is calculated using the following steps: 1. Determine the tuition institutional charges for the period of enrollment. 2. Divide the tuition charges by the total number of hours in the period of enrollment to determine the tuition charges per hour. 3. The total institutional charges are calculated by multiplying the total scheduled hours completed as of the student's last date of attendance by the tuition charges per hour, and then adding costs for the registration fee, STRF fee, and those administrative charges listed in the School Catalog under the section titled Other Fees, as applicable. American Trade Academy School Catalog Page 23