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Nmaed Insured: Howroyd Wright Employment Agency Inc., dba AppleOne 4. Other Insurance (3) When this insurance is excess over other If other valid and collectible insurance is available insurance, we will pay only our share of the to the insured for a loss we cover under amount of the loss, if any, that exceeds the Coverages A or B of this Coverage Part, our sum of. obligations are limited as follows: (a) The total amount that all such other a. Primary Insurance insurance would pay for the loss in the This insurance is primary except when absence of this insurance; and Paragraph b. below applies. If this insurance is (b) The total of all deductible and setf- primary, our obligations are not affected unless insured amounts under all that other any of the other insurance is also primary. insurance. Then, we will share with all that other (4) We will share the remaining loss, if any, insurance by the method described in with any other Insurance that is not Paragraph c. below. described in this Excess Insurance b. Excess Insurance provision and was not bought specifically to (1) This insurance Is excess over. apply in excess of the Limits of Insurance shown in the Declarations of this Coverage (a) Arty of the other insurance, whether Part. primary, excess, contingent or on any c. Method Of Sharing other basis: (i) That is Fire. Extended If If all of the other insurance permits contribution Builder's Risk, Installation Risk or by equal shares, we will follow this method similar coverage for "your work"; also. Under this approach each insurer contributes equal amounts until it has paid its (II) That is Fire Insurance for premises applicable limit of insurance or none of the loss rented to you or temporality remains, whichever comes first. occupied by you with permission of the owner, If any of the other insurance does not permit contribution by equal shares, we will contribute (ill) That is insurance purchased by you by limits. Under this method, each insurer's to cover your liability as a tenant for share is based on the ratio of its applicable "property damage" to premises limit of insurance to the total applicable limits of rented to you or temporally; insurance of all insurers. occupied by you with permission of 8. Premium Audit the owner, or (iv) If the loss arises out of the a. We will corn ute all p premiums for this Coverage Part in accordance with our rules maintenance or use of aircraft, and "autos" or watercraft to the extent not subject to Exclusion g. of Section I — b. Prem�um shown in this Covers Part as Coverage Coverage A — Bodily Injury And advance premium is a deposit premium only. Property Damage Liability. At the close of each audit period we will (b) Any other primary insurance available to compute the earned premium for that period and send notice to the first Named Insured. you covering (lability for damages arising out of the premises or The due date for audit and retrospective operations, or the products and premiums is the'date shown as the due date completed operations, for which you on the bill. If the sum of the advance and audit premiums paid for the policy period is greater have been added as an additional Insured. than the earned premium, we will return the excess to the first Named Insured. (2) When this insurance is excess, we will have c. The first Named Insured must keep records of no duty under Coverages A or B to defend the insured against any "suit' if any other the information we need for premium insurer has a duty to defend the insured computation, and send us copies at such times against that "suit". ff no other insurer as we may request. defends, we will undertake to do so, but we 6. Representations p will be entitled to the insured's rights By accepting this policy, you agree: against all those other insurers. a. The statements in the Declarations are accurate and complete; Page 12 of 18 ®Insurance Services Office, Inc., 2012 _ aei,e�n6 nv.nw®s.: 7"�