Laserfiche WebLink
COMMERCIAL GENERAL LIABILITY <br />e. Damages because of "bodily injury" include <br />damages claimed byany person ororganization <br />for care. loss of services or death resulting at <br />any time from the "bodily injury". <br />This insurance does not apply to: <br />a. Expected Or Intended Injury <br />"Bodily injury" or"property damage" expected or <br />intended from the standpoint of the insured. <br />This exclusion does not apply to "bodily injury' <br />"propertyor damage" resulting from the use of <br />reasonable force toprotect persons orproperty. <br />b. Contractual Liability <br />"Bodily injury" or "property damage" for which <br />the insured is obligated to pay damages by <br />reason of the assumption of liability in a <br />contract oragreement. This exclusion does not <br />apply toliability for damages: <br />(1) That the insured vvmu|d have in the absence <br />ofthe contract oragreement; or <br />(2) Assumed in a contract mragreement that is <br />an "insured contnact', provided that the <br />"bodily injury" or "property damage" occurs <br />subsequent to the execution of the contract <br />or agreement, Solely for the purposes of <br />liability assumed in an "insured contnact', <br />reasonable attorneys' fees and necessary <br />litigation expenses incurred by or for a party <br />other than an insured will be deemed to be <br />damages because of "bodily injury" or <br />"property damage",provided that: <br />(a) Liability to such party for, or for the <br />cost of, that pady's defense has also <br />been assumed in the same "insured <br />contract"; and <br />(b) Such attorneys' fees and litigation <br />expenses are for defense of that party <br />against a civil or alternative dispute <br />resolution proceeding in which <br />damages to which this insurance <br />applies are alleged. <br />"Bodily injury" or "property damage" for which <br />any insured maybe held liable byreason of: <br />(1) Causing or contributing to the intoxication <br />ofany person; <br />(2) The furnishing of alcoholic beverages to a <br />person under the legal drinking age or <br />under the influence nfalcohol; nr <br />Page 2 of 21 <br />(3) Any statuta, ordinance or regulation relating <br />to the saha, gift, distribution or use of <br />alcoholic beverages. <br />This exclusion applies only if you are in the <br />business of manufacturing, distributing, sd|ing, <br />serving or furnishing alcoholic beverages. For <br />the purposes of this exc|usinn, permitting a <br />person to bring alcoholic beverages on your <br />premises, for consumption on your pnamnises, <br />whether ornot ahse is charged or license is <br />required for such activi1y, is not by itself <br />considered the business of seUing, serving or <br />furnishing alcoholic beverages. <br />d' Workers' Compensation And Similar Laws <br />Any obligation of the insured under a workers' <br />compensation, disability benefits or <br />unemployment compensation law mrany similar <br />e. Employer's Liability <br />"Bodily injury" to: <br />(1) An "employee" of the insured arising out of <br />and in the course of: <br />(a) Employment bythe insured; or <br />(b) Performing dudes related to the <br />conduct ofthe insured'sbusiness; or <br />(2) The spouse' chUd, parent brother or sister <br />of that "employee" as a consequence of <br />Paragraph (1)above. <br />This exclusion applies whether the insured may <br />beliable asanemployer mrinany other capacity <br />and hoanynb|igahonho share damages with or <br />repay someone else who must pay damages <br />because ofthe injury. <br />This exclusion does not apply to liability <br />assumed by the insured under an "insured <br />contract". <br />(1) "Bodily injury" or "property damage" arising <br />out of the actual, alleged or threatened <br />discharga, dispersa|, seepaga, migradon, <br />release or escape of "pollutants": <br />(a) At or from any premises, site or <br />location which is or was at any time <br />owned or occupied by, or rented or <br />loaned to, any insured. However, this <br />subparagraph does not apply to: <br />(W "Bodily injury" U sustained within a <br />building and caused by smoke, <br />fumes' va--- -- ---^ ---A'--^ `' <br />or original <br />@umrThe Travelers Indemnity Company. All rights reserved. <br />Includes copyrighted material nfInsurance Services Office, Inc. with its permission. <br />