INFINITY COMMUNICATIONS AND CONSULTING, INC. (3)

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COMMERCIAL GENERAL LIABILITY assess the effects of, asbestos, asbestos fibers or products containing asbestos; or (b) Claim or suit bvoron behalf of any governmental authority or any other person or organization because of testing for, monitohng, cleaning up, removing' containing, treating, detoxifying or neutra|izing, or in any way responding to, or assessing the effects of, aabeetos, asbestos fibers or products containing asbestos. s. Employment -Related Practices "Personal injury" to: (1) A person arising out of any: (a) Refusal toemploy that person; (b) Termination of that persmn's employment; or (c) Employment -related practice, policy, act or omission' such as coercion, demntinn, evaluation, naassignment, discipline, failure to promote or advance, harassment, humiliation, discrimination, libel, slander, violation of the person's right of privacy, malicious prosecution or false arrest, detention mrimprisonment applied to or directed at that person, regardless of whether such pnac1ice, policy, act or omission occurs, is applied or is committed befons, during or after the time ofthat penaon'semployment; or (3) Because ufyour provided that: (a) The accident takes place in the "coverage territory" and during the policy period; (b) The expenses are incurred and reported to us within one year of the date of the accident; and (c) The injured person submits toexamination, at our expense' by physicians ofour choice asoften asvvereasonably require. b' We will make these payments regardless of fault. These payments will not exceed the applicable limit of insurance. We will pay reasonable expenses for: (1) First aid administered at the time of an accident; (2) Necessary medical, surgical, X-ray and dental senices, including prosthetic devices; and (3) Necessary ambu|ance, hospital, professional nursing and funeral services. Wewill not pay expenses for "bodily injury": a. Any Insured To any insured, except "volunteer workers". b. Hired Person C. (2) The spouse, dhi|d, parent brother orsister of that person as a consequence of "personal injury" to that person at whom any of the employment -related practices d~ described in Paragraph (s). (b). or (u) above isdirected. This exclusion applies whether the insured may beliable asanemployer orinany other capacity and to any obligation Um share damages with or repay someone else who must pay damages because nfthe "personal injury". COVERAGE C—MEDICAL PAYMENTS 1. Insuring Agreement 7naperson hired todowork for mnnbehalf of any insured or tenant ofany insured. Injury On Normally Occupied Premises To a person injured on that part of premises you own or rent that the person normally occupies. Workers' Compensation And Similar Laws To a person, whether or not an "employee" of any insuned, if benefits for the "bodily injury" are payable or must be provided under workers' compensation or disability benefits law or a similar law. e. Athletics Activities Toaperson injured while practicing, instructing or participating in any physical exercises or games, sports, or athletic contests. a. We will pay medical expenses as described � ""===~^=-��"pleted ^�="=~=~=Hazard below for "bodily injury" caused by an accident. Included within the "prod ucts-comp|eted (1) Unpremises you own orrent; operations hazard". (2) On ways next to premises you own or rent; g' C��ma�� ExcUmsi o or Excluded under Cover; ReoEwm & APPROVED BY.' CG T1 0002 19 @uo1rThe Travelers Indemnity Company. All rights reserved. Includes copyrighted material nfInsurance Services Office, Inc. with its permission.