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COMMERCIAL GENERAL LIABILITY <br />c. Method Of Sharing <br />if all of the other insurance permits contribution <br />byequal shares, vvewill follow this method also. <br />Under this approach each insurer contributes <br />equal amounts until it has paid its applicable <br />limit of insurance or none of the loss remains, <br />whichever comes first. <br />If any of the other insurance does not permit <br />contribution by equal shares' we will contribute <br />by limits. Under this method, each insurer's <br />share is based on the radio of its applicable limit <br />of insurance to the total applicable limits of <br />insurance ofall insurers. <br />dL Primary And Non -Contributory Insurance If <br />Required By Written Contract <br />If you specifically agree in a written contract or <br />agreement that the insurance afforded to an <br />insured under this Coverage Part must apply mn <br />a primary basis, or a primary and non- <br />contributory basis, this insurance is primary to <br />other insurance that is available to such insured <br />which covers such insured as named insured, <br />and vvewill not share with that other insurance, <br />provided that: <br />(1) The "bodily injury" or"property damage" for <br />which coverage issought occurs; and <br />(2) The "personal and advertising injury" for <br />which coverage is sought is caused by an <br />offense that is committed; <br />subsequent to the signing of that contract or <br />agreement bvyou. <br />a' The statements in the Declarations are <br />accurate and complete; <br />b' Those statements are based upon <br />representations you made 0ous; and <br />c. We have issued this policy in reliance upon <br />your representations. <br />The unintentional omission of, or unintentional error <br />in, any information provided by you which we relied <br />upon in issuing this policy will not prejudice your <br />rights under this insurance. Hovvever, this provision <br />does not affect our right to collect additional <br />premium or to exercise our rights of cancellation or <br />nonnenewa| in accordance with applicable insurance <br />laws orregulations. <br />7. Separation Of Insureds <br />Except with respect to the Limits of |nsurance, and <br />any rights or duties specifically assigned in this <br />Coverage Part to the first Named |nsured, this <br />insurance applies: <br />a. As if each Named Insured were the only <br />Named Insured; and <br />b. Separately to each insured against whom claim <br />is made or "suit" is brought. <br />8' Transfer Of Rights Of Recovery Against Others <br />To Us <br />If the insured has rights to recover all or pad of any <br />payment we have made under this Coverage Part, <br />those rights are transferred ho us. The insured must <br />dmnothing after loss toimpair them. Atour request, <br />the insured will bring "suit' or transfer those rights <br />hmusand help usenforce them. <br />S. Premium Audit <br />9. When We Do Not Renew <br />a. Newill compute all premiums for this Coverage <br />Ifvedecide not tmrenew this Coverage Part, wewill <br />Part inaccordance with our rules and rates. <br />mail or deliver to the first Named Insured shown in <br />�. Premium shown in this Coverage Part as <br />the Declarations written notice of the nunrenevva| <br />advance premium isadeposit premium only. At <br />not less than 3Udays before the expiration date. <br />the dose of each audit period we will compute <br />If notice is mai|ed, proof of mailing will be sufficient <br />the earned premium for that period and send <br />proof ofnotice. <br />notice to the first Named Insured. The due date <br />SECTION V_DEFINITIONS <br />for audit and retrospective premiums isthe date <br />1"Advertisement" means a notice that is broadcast or <br />shown asthe due date unthe biU If <br />' <br />` <br />published to the general public or specific market <br />the advance and audit premiums paid for the <br />segments about your goods, products or services <br />policy period is greater than the earned <br />premium, we will return the excess to the first <br />' <br />for the purpose of attracting customers or <br />Named Insured. <br />supporters. For the purposes nfthis definition: <br />The first Named Insured must keep records of <br />�. Notices dh�� are published include materialc. <br />information we need for premium <br />placed on the Internet or on similar electronicthe <br />computation, and send uscopies a1such times <br />means nfcommunication; and <br />asvvemay request. <br />b. Regarding wabsitas, only that part of a websiUe <br />that is about your goods, products or services <br />�. ���n����tmtm�� <br />for the purposes of attracting customers or <br />Byaccepting this policy, you agree: <br />supporters isconsider( <br />Page 10nf21 @uo1rThe Travelers Indemnity Company. All rights reserved. <br />Includes copyrighted material nfInsurance Services Office, Inc. with its permission. <br />