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PI-GLD-HS(10/11) <br />RecoveryAgainstOthersToUsisdeletedinitsentiretyandreplacedbythefollowing: <br />IftheinsuredhasrightstorecoverallorpartofanypaymentwehavemadeunderthisCoverage <br />Part,thoserightsaretransferredtous.Theinsuredmustdonothingafterlosstoimpairthem.At <br />ourrequest,theinsuredwillbring"suit"ortransferthoserightstousandhelpusenforcethem. <br />Therefore,thei CHJG9875CL5>K9I=9>CHJG9GSHG><=IHD:G ecoverypriortotheoccurrenceofa <br />loss,providedthewaiverismadeinawrittencontract. <br />P.Liberalization <br />SECTIONIV$COMMERCIALGENERALLIABILITYCONDITIONS,isamendedtoincludethe <br />following: <br />Ifwerevisethisendorsementtoprovidemorecoveragewithoutadditionalpremiumcharge,we <br />willautomaticallyprovidetheadditionalcoveragetoallendorsementholdersasofthedaythe <br />revisioniseffectiveinyourstate. <br />Q.BodilyInjury$MentalAnguish <br />SECTIONV$DEFINITIONS,Paragraph3.Isdeletedinitsentiretyandreplacedbythefollowing: <br />Q*D8>AN>njury R means: <br />a.Bodilyinjury,sicknessordiseasesustainedbyaperson,andincludesmentalanguish <br />resultingfromanyofthese;and <br />b.Exceptformentalanguish,includesdeathresultingfromtheforegoing(Itema.above)atany <br />time. <br />R.PersonalandAdvertisingInjury$AbuseofProcess,Discrimination <br />IfCOVERAGEBPERSONALANDADVERTISINGINJURYLIABILITYCOVERAGEisnot <br />otherwiseexcludedfromthisCoveragePart,thedefinitionof QE9GHDC5A5C858K9GI>H>C<>C?JGNR>H <br />amendedasfollows: <br />1.SECTIONV$DEFINITIONS,Paragraph14.b.isdeletedinitsentiretyandreplacedbythe <br />following: <br />b.Maliciousprosecutionorabuseofprocess; <br />2.SECTIONV$DEFINITIONS,Paragraph14.isamendedbyaddingthefollowing: <br />Discriminationbasedonrace,color,religion,sex,ageornationalorigin,exceptwhen: <br />a.Doneintentionallybyoratthedirectionof,orwiththeknowledgeorconsentof: <br />(1)Anyinsured;or <br />(2)Anyexecutiveofficer,director,stockholder,partnerormemberoftheinsured; <br />b.Directlyorindirectlyrelatedtotheemployment,formerorprospectiveemployment, <br />terminationofemployment,orapplicationforemploymentofanypersonorpersonsbyan <br />insured; <br />Page11of12 <br />IncludescopyrightedmaterialofInsuranceServicesOffice,Inc.,withitspermission. <br />©2011PhiladelphiaIndemnityInsuranceCompany <br /> <br />