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IL00171198 <br />COMMONPOLICYCONDITIONS <br />AllCoveragePartsincludedinthispolicyaresubjecttothefollowingconditions. <br />A.Cancellationb.Giveyoureportsontheconditionswefind; <br />and <br />1.ThefirstNamedInsuredshownintheDeclara- <br />tionsmaycancelthispolicybymailingorde-c.Recommendchanges. <br />liveringtousadvancewrittennoticeofcancel- <br />2.Wearenotobligatedtomakeanyinspections, <br />lation. <br />surveys,reportsorrecommendationsandany <br />2.Wemaycancelthispolicybymailingordeliv-suchactionswedoundertakerelateonlytoin- <br />eringtothefirstNamedInsuredwrittennoticesurabilityandthepremiumstobecharged.We <br />ofcancellationatleast:donotmakesafetyinspections.Wedonotun- <br />dertaketoperformthedutyofanypersonor <br />a.10daysbeforetheeffectivedateofcancel- <br />organizationtoprovideforthehealthorsafety <br />lationifwecancelfornonpaymentofpre- <br />ofworkersorthepublic.Andwedonotwarrant <br />mium;or <br />thatconditions: <br />b.30daysbeforetheeffectivedateofcancel- <br />a.Aresafeorhealthful;or <br />lationifwecancelforanyotherreason. <br />b.Complywithlaws,regulations,codesor <br />3.Wewillmailordeliverournoticetothefirst <br />standards. <br />NamedInsured'slastmailingaddressknownto <br />us.3.Paragraphs1.and2.ofthisconditionapply <br />notonlytous,butalsotoanyrating,advisory, <br />4.Noticeofcancellationwillstatetheeffective <br />rateserviceorsimilarorganizationwhich <br />dateofcancellation.Thepolicyperiodwillend <br />makesinsuranceinspections,surveys,reports <br />onthatdate. <br />orrecommendations. <br />5.Ifthispolicyiscancelled,wewillsendthefirst <br />4.Paragraph2.ofthisconditiondoesnotapply <br />NamedInsuredanypremiumrefunddue.Ifwe <br />toanyinspections,surveys,reportsorrecom- <br />cancel,therefundwillbeprorata.Ifthefirst <br />mendationswemaymakerelativetocertifica- <br />NamedInsuredcancels,therefundmaybe <br />tion,understateormunicipalstatutes,ordi- <br />lessthanprorata.Thecancellationwillbeef- <br />nancesorregulations,ofboilers,pressureves- <br />fectiveevenifwehavenotmadeoroffereda <br />selsorelevators. <br />refund. <br />E.Premiums <br />6.Ifnoticeismailed,proofofmailingwillbesuf- <br />ficientproofofnotice.ThefirstNamedInsuredshownintheDeclara- <br />tions: <br />B.Changes <br />1.Isresponsibleforthepaymentofallpremiums; <br />Thispolicycontainsalltheagreementsbetween <br />and <br />youandusconcerningtheinsuranceafforded. <br />ThefirstNamedInsuredshownintheDeclara-2.Willbethepayeeforanyreturnpremiumswe <br />tionsisauthorizedtomakechangesinthetermspay. <br />ofthispolicywithourconsent.Thispolicy'sterms <br />F.TransferOfYourRightsAndDutiesUnder <br />canbeamendedorwaivedonlybyendorsement <br />ThisPolicy <br />issuedbyusandmadeapartofthispolicy. <br />Yourrightsanddutiesunderthispolicymaynot <br />C.ExaminationOfYourBooksAndRecords <br />betransferredwithoutourwrittenconsentexcept <br />Wemayexamineandaudityourbooksandrec-inthecaseofdeathofanindividualnamedin- <br />ordsastheyrelatetothispolicyatanytimeduringsured. <br />thepolicyperiodanduptothreeyearsafterward. <br />Ifyoudie,yourrightsanddutieswillbetrans- <br />D.InspectionsAndSurveysferredtoyourlegalrepresentativebutonlywhile <br />actingwithinthescopeofdutiesasyourlegalrep- <br />1.Wehavetherightto: <br />resentative.Untilyourlegalrepresentativeisap- <br />a.Makeinspectionsandsurveysatanytime; <br />pointed,anyonehavingpropertemporarycustody <br />ofyourpropertywillhaveyourrightsandduties <br />butonlywithrespecttothatproperty. <br />IL00171198Copyright,InsuranceServicesOffice,Inc.,1998Page1of1 <br />