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If this policy is cancelled, final premium will be <br />determined in the following way unless our manuals <br />provide otherwise: <br />1. If we cancel, final premium will be calculated pro <br />rate based on the time this policy was in force. <br />Final premium will not be less than the pro rats <br />share of the minimum premium. <br />2. If you cancel, final premium will be more than pro <br />rate; it will be based on the time this policy was in <br />force, and increased by our short rate cancellation <br />table and procedure. Final premium will not be <br />less than the minimum premium. <br />F. Records <br />You will keep records of information needed to <br />compute premium. You will provide us with copies of <br />those records when we ask for them. <br />G. Audit <br />You will let us examine and audit all your records that <br />relate to this policy. These records include ledgers, <br />journals, registers, vouchers, contracts, tax reports, <br />payroll and disbursement records, and programs for <br />storing and retrieving data. We may conduct the <br />audits during regular business hours during the policy <br />period and within three years after the policy period <br />ends. Information developed by audit will be used to <br />determine final premium. Insurance rate service <br />organizations have the same rights we have under <br />this provision. <br />PART SIX - CONDITIONS <br />A. Inspection <br />We have the right, but are not obligated to inspect <br />your workplaces at any time. Our inspections are not <br />safety inspections. They relate only to the insurability <br />of the workplaces and the premiums to be charged. <br />We may give you reports on the conditions we find. <br />We may also recommend changes. While they may <br />help reduce losses, we do not undertake to perform <br />the duty of any person to provide for the health or <br />safety of your employees or the public. We do not <br />warrant that your workplaces are safe or healthful or <br />that they comply with laws, regulations, codes or <br />standards. Insurance rate service organizations have <br />the same rights we have under this provision. <br />B. Long Term Policy <br />If the policy period is longer than one year and sixteen <br />days, all provisions of this policy will apply as though a <br />new policy were issued on each annual anniversary <br />that this policy is in force. <br />C. Transfer of Your Rights and Duties <br />Your rights or duties under this policy may not be <br />transferred without our written consent. <br />If you die and we receive notice within thirty days after <br />your death, we will cover your legal representative as <br />insured. <br />Form WC 00 00 00 C Printed in U.S.A. <br />D. Cancellation <br />1. You may cancel this policy. You must mail or <br />deliver advance written notice to us stating when <br />the cancellation is to take effect. <br />2. We may cancel this policy. We must mail or <br />deliver to you not less than ten days advance <br />written notice stating when the cancellation is to <br />take effect. Mailing that notice to you at your <br />mailing address shown in Item 1 of the <br />Information Page will be sufficient to prove <br />notice. <br />3. The policy period will end on the day and hour <br />stated in the cancellation notice. <br />4. Any of these provisions that conflict with a law <br />that controls the cancellation of the insurance in <br />this policy is changed by this statement to comply <br />with that law. <br />E. Sole Representative <br />The insured first named in Item 1 of the Information <br />Page will act on behalf of all insureds to change this <br />policy, receive return premium, and give or receive <br />notice of cancellation. <br />.9r�1•"�'"' �tMw=vgWR�D� <br />rrRWe&m &ppA "cv®er. <br />r'aFSY�K R. VaUiN4t1 <br />oe <br />Risk Management Analyst <br />