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completed operations are subject to the <br />General Aggregate Limit. <br />20. "Property damage" means: <br />a. Physical injury to tangible property, including <br />all resulting loss of use of that property. All <br />such loss of use shall be deemed to occur at <br />the time of the physical injury that caused it; <br />or <br />b. Loss of use of tangible property that is not <br />physically injured. All such loss of use shall <br />be deemed to occur at the time of the <br />"occurrence" that caused it. <br />As used in this definition, computerized or <br />electronically stored data, programs or software <br />are not tangible property. Electronic data means <br />information, facts or programs: <br />a. Stored as or on; <br />b. Created or used on; or <br />c. Transmitted to or from; <br />computer software, including systems and <br />applications software, hard or floppy disks, CD- <br />ROMS, tapes, drives, cells, data processing <br />devices or any other media which are used with <br />electronically controlled equipment. <br />21."Suit" means a civil proceeding in which <br />damages because of "bodily injury", "property <br />damage" or "personal and advertising injury" to <br />which this insurance applies are alleged. "Suit" <br />includes: <br />a. An arbitration proceeding in which such <br />damages are claimed and to which the <br />insured must submit or does submit with our <br />consent; or <br />b. Any other alternative dispute resolution <br />proceeding in which such damages are <br />claimed and to which the insured submits with <br />our consent. <br />22. "Temporary worker" means a person who is <br />furnished to you to substitute for a permanent <br />""employee" on leave or to meet seasonal or <br />short-term workload conditions. <br />23. "Volunteer worker" means a person who <br />a. Is not your "employee"; <br />b. Donates his or her work; <br />c. Acts at the direction of and within the scope <br />of duties determined by you; and <br />d. Is not paid a fee, salary or other <br />compensation by you or anyone else for their <br />work performed for you. <br />HG 00 01 09 16 <br />24. "Your product": <br />a. Means: <br />(1) Any goods or products, other than real <br />property, manufactured, sold, handled, <br />distributed or disposed of by: <br />(a) You; <br />(b) Others trading under your name; or <br />(c) A person or organization whose <br />business or assets you have acquired;. <br />and <br />(2) Containers (other than vehicles), <br />materials, parts or equipment furnished in <br />connection with such goods or products. <br />b. Includes <br />(1) Warranties or representations made at <br />any time with respect to the fitness, <br />quality, durability, performance or use of <br />"your product"; and <br />(2) The providing of or failure to provide <br />warnings or instructions. <br />c. Does not include vending machines or other <br />property rented to or located for the use of <br />others but not sold. <br />25. "Your work": <br />a. Means: <br />(1) Work or operations performed by you or <br />on your behalf; and <br />(2) Materials, parts or equipment furnished in <br />connection with such work or operations. <br />b. Includes <br />(1) Warranties or representations made at <br />any time with respect to the fitness, <br />quality, durability, performance or use of <br />"your work", and <br />(2) The providing of or failure to provide <br />warnings or instructions. <br />r. <br />Risk MwagemenfDMsian <br />REVIEWED & APPROVED BY. <br />c' "r � <br />1^'1d�WA-S11s.,. YiFd/il8/EL <br />Ptak Management Analyst <br />