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SB146932G <br />(Ed. 10-19) <br />b. A partnership orjoint venture, then its partners, members and their spouses are insureds; <br />c. A limited liability company, then its members and managers are insureds; <br />d. An organization other than a partnership, joint venture or limited liability company, then its executive <br />officers, directors and shareholders are insureds; or <br />e. Any type of entity, then its employees are insureds; <br />but only with respect to locations and operations covered by the additional insured endorsement's provisions, <br />and only with respect 'lo their respective roles within their organizations. Furthermore, employees of <br />additional insureds are not insureds with respect to liability arising out of: <br />(1) "Bodily injury" or "personal and advertising injury" to any fellow employee or to any natural person <br />listed in paragraphs �3. through d. above; <br />(2) "Property damage" to property owned, occupied or used by their employer or by any fellow employee; or <br />(3) Providing or failing tag provide professional health care services. <br />II. LIABILITY EXTENSION COVERAGES <br />It is understood and agreed that this endorsement amends the Businessowners Liability Coverage Form. If any <br />other endorsement attached to tI' is policy amends any provision also amended by this endorsement, then that other <br />endorsement controls with respect to such provision, and the changes made by this endorsement to such provision do <br />not apply. <br />A. Bodily injury— Expanded Dc finitlon <br />Under Liability and Medical Expenses Definitions, the definition of "Bodily injury" is deleted and replaced by <br />the following: <br />"Bodily injury" means physical injury, sickness or disease sustained by a person, including death, humiliation, <br />shock, mental anguish or mental injury by that person at any time which results as a consequence of the physical <br />injury, sickness or disease. <br />B. Broad Knowledge of Occunence <br />Under Businessowners Liability Conditions, the Condition entitled Duties In The Event of Occurrence, Offense, <br />Claim or Suit is amended to add the following: <br />Paragraphs a. and b. above apply to you or to any additional insured only when such "occurrence," offense, <br />claim or "suit" is known to: <br />(1) You or any additional inSLired that is an individual; <br />(2) Any partner, if you or an z dditional insured is a partnership; <br />(3) Any manager, if you or an additional insured is a limited liability company; <br />(4) Any "executive officer" or insurance manager, if you or an additional insured is a corporation; <br />(5) Any trustee, if you or an additional insured is a trust; or <br />(6) Any elected or appointed official, if you or an additional insured is a political subdivision or public entity. <br />This paragraph applies separsitely to you and any additional insured. <br />C. Estates, Legal Representatives and Spouses <br />The estates, heirs, legal repreGentatives and spouses of any natural person insured shall also be insured under <br />this policy; provided, however, coverage is afforded to such estates, heirs, legal representatives and spouses only <br />for claims arising solely out cif their capacity as such and, in the case of a spouse, where such claim seeks <br />damages from marital common property, jointly held property, or property transferred from such natural person <br />insured to such spouse. No coverage is provided for any act, error or omission of an estate, heir, legal <br />representative or spouse outside the scope of such person's capacity as such, provided however that the spouse <br />of a natural person Named Insured and the spouses of members or partners of joint venture or partnership <br />Named Insureds are insureds with respect to such spouses' acts, errors or omissions in the conduct of the Named <br />Insured's business. _ --- <br />SB146932G (10-19) REmEwEo <br />,' a <br />"Vdslc twA.an«ac�enrenx CY enral P,yde <br />Copyright, CNA Aft Rights Reserved. <br />