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Philadelphia Indemnity Insurance Company <br />PI-GLD-VS (05117) <br />insurance available to the person or organization with whom you agree to include in SECTION <br />II - WHO IS AN INSURED, except when 2. below applies. <br />b. Excess Insurance -This insurance is excess over any of the other insurance whether primary, <br />excess, contingent or any other basis: <br />(1) That is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage for <br />.your work"; <br />(2) That is Fire, lightning or explosion insurance for premises rented to you; or temporarily <br />occupied by you with permission of the owner; or <br />(3) If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the extent <br />not subject to SECTION I — COVERAGE, COVERAGE A BODILY INJURY AND <br />PROPERTY DAMAGE LIABILITY, Subsection 2. Exclusions, Paragraph g. <br />When this insurance is excess, we will have no duty under Coverages A or B to defend any <br />claim or "suit" that any other insurer has a duty to defend. If no other insurer defends, we will <br />undertake to do so, but we will be entitled to the insured's rights against all those other <br />insurers. <br />When this insurance is excess over other insurance, we will pay only our share of the amount <br />of the loss, if any, that exceeds the sum of: <br />(1) The total amount that all such other insurance would pay for the loss in the absence of this <br />insurance; and <br />(2) The total of all deductible and self -insured amounts under all other insurance. <br />We will share the remaining loss, if any, with any other insurance that is not described in this <br />excess insurance provision and was not bought specifically to apply in excess of the Limits of <br />Insurance shown in the Declarations of this Coverage Part. <br />c. Method of Sharing - If all the other insurance permits contribution by equal shares, we will <br />follow this method also. Under this approach each insurer contributes equal amounts until it <br />has paid its applicable limit of insurance or none of the loss remains, whichever comes first. <br />If any or the other insurance does not permit contribution by equal shares, we will contribute <br />by limits. Under this method, each insurer's contribution is based on the ratio of its <br />applicable limits of insurance of all insurers. <br />2. This provision only applies with respect to your operations, "your work" or facilities owned or <br />used by you. <br />K. Other Insurance — You Are An Additional Insured On Another Person's Or Organization's <br />Policy <br />If you are an insured under SECTION 11- WHO IS AN INSURED, then SECTION IV — COMMERCIAL <br />GENERAL LIABILITY CONDITIONS, Subsection 4.OTHER INSURANCE, Paragraph b. Excess <br />Insurance is replaced by the following: <br />This insurance is excess over any other insurance, whether primary, excess, contingent or on any <br />other basis: <br />1. That is Fire, Extended Coverage, Builders Risk, Installation Risk or similar coverage for "your <br />work"; <br />2. That is Fire, lightning or explosion insurance for premises rented to you or temporarily occupied by <br />you with permission of the owner; <br />PI-GLD-VS (05/17) Risk Man90nentDtMlnn <br />Page 7 of 9 rsenEuvEn&Mraov®er <br />Includes copyrighted material of Insurance Services Office, Inc., with its pei Qik Fu.;,4 P, v,•((,,".4 <br />Risk Management Analyst <br />