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Insured's representative, which materially increase any of the risks insured <br />against. <br />e. Failure by the Named Insured or the Named Insured's representative to <br />implement reasonable loss control requirements, agreed to by the Named Insured <br />as a condition of Policy issuance, or which were conditions precedent to the <br />Company's use of a particular rate or rating plan, if that failure materially <br />increases any of the risks insured against. <br />f. A determination by the Commissioner of Insurance that the: <br />(1) Loss of, or changes in, the Company's reinsurance covering all or part of the <br />risk would threaten the Company's financial integrity or solvency; or <br />(2) Continuation of the Policy coverage would: <br />(a) Place the Company in violation of California law or the laws of the state <br />where the Company is domiciled; or <br />(b) Threaten the Company's solvency. <br />g. A change by the Named Insured or the Named Insured's representative in the <br />activities or property of the commercial or industrial enterprise, which results in a <br />materially added, increased or changed risk, unless the added, increased or <br />changed risk is included in the Policy. <br />3. The Company will mail or deliver advance written notice of cancellation, stating the <br />reason for cancellation, to the Named Insured, at the mailing address shown in the <br />Policy, and to the producer of record, at least: <br />a. Ten (10) days before the effective date of cancellation if the Company cancels <br />for non-payment of premium or discovery of fraud; or <br />b. Thirty (30) days before the effective date of cancellation if the Company cancels <br />for any other reason listed in items 2.a. through 2.g., above. <br />E. NON -RENEWAL <br />If the Company elects not to renew this Policy, the Company will mail or deliver written <br />notice stating the reason for non -renewal to the Named Insured shown in the <br />Declarations and to the producer of record, at least sixty (60) days, but not more than one <br />hundred twenty (120) days, before the expiration or anniversary date. <br />The Company will mail or deliver the Company's notice to the Named Insured, and to <br />the producer of record, at the mailing address shown in the Policy. <br />The Company is not required to send notice of non -renewal in the following situations: <br />1. If the transfer or renewal of a Policy, without any changes in terns, conditions, or <br />rates, is between the Company and a member of the Company's insurance group. <br />2. If the Policy has been extended for ninety (90) days or less, provided that notice has <br />been given to the Named Insured shown in the Declarations and to the producer of <br />record, at least sixty (60) days, but not more than one hundred twenty (120) days, <br />before the expiration or anniversary date. <br />3. If the Named Insured has obtained replacement coverage, or if the Named Insured <br />has agreed, in writing, within sixty (60) days of the termination of the Policy, to <br />obtain that coverage. <br />4. If the Policy is for a period of no more than sixty (60) days and the Named Insured <br />is notified at the time of issuance that it will not be renewed. <br />SP CA (01-10) <br />Rhk Mm%,„w DWbn <br />a��� REVIEWED& APPROVED BY: <br />) <br />Risk Management Analyst <br />