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Berkshire Hathaway <br />kT Specialty Insurance <br />ENDORS- <br />U L-U M-001-07/2013 <br />CL-U N-005-02/2017 <br />CL-UN-010-04/2020 <br />CLP-UN-017-07/2013 <br />CLP-UN-022-07/2013 <br />CLP-UN-027-08/2013 <br />CLP-UN-036-09/2013 <br />CL-UN-045-10/2016 <br />CLP-UN-065-10/2013 <br />CLP-UN-070-10/2013 <br />CLP-UN-082-06/2014 <br />CL-UN-083-04/2020 <br />CLP-UN-084-12/2013 <br />CLP-UN-087-12/2013 <br />CLP-UN-119-05/2014 <br />CLP-UN-129-07/2014 <br />CL-UN-172-06/2015 <br />U L-U M-003-03/2018 <br />CL-UN-113-02/2016 <br />CL-UN-021-05/2016 <br />CL-UN-071-05/2016 <br />CL-UN-204-06/2020 <br />CL-UN-075-04/2020 <br />Manuscript <br />Manuscript <br />NOTICES: <br />Schedule of Underlying <br />Employment Practices Exclusion (ISO based) <br />Violation of Communication or Information Law Exclusion <br />Securities Exclusion <br />Absolute Lead Exclusion (ISO based) <br />Bodily Injury Redefined Endorsement (Converts to Iso Language) <br />Absolute Silica Exclusion <br />Waiver of Rights of Recovery Against Others to Us (Waiver of Subrogation) <br />Primary Noncontributory- Other Insurance Provision <br />Punitive or Exemplary Damages <br />Cross Suits Exclusion (Named Insureds) <br />Act of Terrorism Self -Insured Retention Endorsement <br />Foreign Terrorism Exclusion <br />Exclusion - Financial Services <br />Total Nuclear, Radiation And Radioactive Matter Exclusion Endorsement <br />Broad Form Named Insured <br />Antitrust, Unfair Competition, Consumer Fraud Exclusion <br />Coverage Excluded by Scheduled Underlying Insurance <br />Confidential or Personal Information Disclosure Exclusion Endorsement <br />Fungi Exclusion <br />Aircraft Products and Grounding Exclusion <br />Coverage Territory Amendatory Endorsement <br />Cap on Losses From Certified Acts of Terrorism <br />ELECTROMAGNETIC RADIATION ENDORSEMENT WITH RETAINED LIMIT <br />UNMANNED AERIAL SYSTEM FOLLOW FORM ENDORSEMENT <br />• Policyholder Disclosure Notice of Terrorism Insurance Coverage <br />Terms and Conditions: <br />• This binder is being provided by an admitted carrier. <br />• Premium is due within 30 days of the Effective Date of the policy. <br />• The policy will include the exclusions and endorsements per the attached schedule. <br />• If, between the date of the original submission and the effective date of this binder, there is a material change in <br />any of the information (including but not limited to claims or potential claims) originally submitted or <br />subsequently requested by the Company, the insured is required to notify the Company immediately. The <br />Company reserves the right to terminate this binder or modify the terms of this binder in event of a material <br />change in such information. <br />Subject To: <br />This binder is conditioned upon receiving and approving the following information within 30 days of the effective date, <br />except as otherwise stated: <br />• Underlying policies within 60 days. <br />• Our final layer pricing is subject to our review and acceptance of all actual excess layer pricing above our <br />layer. We reserve the right to adjust our premium if we determine any participation placed excess of our <br />layer attracts a disproportionate rate per million. <br />If this information is not received and approved, the Company reserves the right to terminate this binder or modify the <br />terms of this binder. <br />Risk MwjganadDMSlan <br />RE EwED & Appitov® Br <br />F4A � 2. V:IL� <br />® Rnk Management Analyst <br />Other: <br />Page 2 <br />