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BUSINESS LIABILITY COVERAGE FORM <br />If more than one limit of insurance under this <br />policy and any endorsements attached thereto <br />applies to any claim or "suit", the most we will pay <br />under this policy and the endorsements is the <br />single highest limit of liability of all coverages <br />applicable to such claim or "suit". However, this <br />paragraph does not apply to the Medical Expenses <br />limit set forth in Paragraph 3. above. <br />The Limits of Insurance of this Coverage Part apply <br />separately to each consecutive annual period and to <br />any remaining period of less than 12 months, starting <br />with the beginning of the policy period shown in the <br />Declarations, unless the policy period is extended <br />after issuance for an additional period of less than 12 <br />months. In that case, the additional period will be <br />deemed part of the last preceding period for purposes <br />of determining the Limits of Insurance. <br />E. LIABILITY AND MEDICAL EXPENSES <br />GENERAL CONDITIONS <br />1. Bankruptcy <br />Bankruptcy or insolvency of the insured or of <br />the insured's estate will not relieve us of our <br />obligations under this Coverage Part. <br />2. Duties In The Event Of Occurrence, <br />Offense, Claim Or Suit <br />a. Notice Of Occurrence Or Offense <br />You or any additional insured must see to <br />it that we are notified as soon as <br />practicable of an "occurrence" or an <br />offense which may result in a claim, To <br />the extent possible, notice should include: <br />(1) How, when and where the "occurrence" <br />or offense took place; <br />(2) The names and addresses of any <br />injured persons and witnesses; and <br />(3) The nature and location of any injury <br />or damage arising out of the <br />"occurrence" or offense. <br />b. Notice Of Claim <br />If a claim is made or "suit" is brought <br />against any insured, you or any additional <br />insured must: <br />(1) Immediately record the specifics of the <br />claim or "suit" and the date received; <br />and <br />(2) Notify us as soon as practicable. <br />You or any additional insured must see to <br />it that we receive a written notice of the <br />claim or "suit" as soon as practicable. <br />G. Assistance And Cooperation Of The <br />Insured <br />You and any other involved insured must: <br />Form SS 00 08 04 05 <br />(1) Immediately send us copies of any <br />demands, notices, summonses or <br />legal papers received in connection <br />with the claim or "suit"; <br />(2) Authorize us to obtain records and <br />other information; <br />(3) Cooperate with us in the investigation, <br />settlement of the claim or defense <br />against the "suit'; and <br />(4) Assist us, upon our request, in the <br />enforcement of any right against any <br />person or organization that may be <br />liable to the insured because of injury <br />or damage to which this insurance <br />may also apply. <br />d. Obligations At The Insured's Own Cost <br />No insured will, except at that insured's own <br />cost, voluntarily make a payment, assume <br />any obligation, or incur any expense, other <br />than for first aid, without our consent. <br />e. Additional Insured's Other Insurance <br />If we cover a claim or "suit" under this <br />Coverage Part that may also be covered <br />by other insurance available to an <br />additional insured, such additional insured <br />must submit such claim or "suit" to the <br />other insurer for defense and indemnity. <br />However, this provision does not apply to <br />the extent that you have agreed in a <br />written contract, written agreement or <br />permit that this insurance is primary and <br />non-contributory with the additional <br />insured's own insurance. <br />f. Knowledge Of An Occurrence, Offense, <br />Claim Or Suit <br />Paragraphs a. and b. apply to you or to <br />any additional insured only when such <br />"occurrence", offense, claim or "suit" is <br />known to: <br />(1) You or any additional insured that is <br />an individual; <br />(2) Any partner, if you or an additional <br />insured is a partnership; <br />(3) Any manager, if you or an additional <br />insured is a limited liability company; <br />(4) Any "executive officer" or insurance <br />manager, if you or an additional <br />insured is a corporation; <br />(6) Any trustee, if you or an additional <br />insured is a trust; or <br />(6) Any elected or appointed official, if you <br />or an add <br />subdivisio tUekn7wssgrnnaDW. <br />RWEWM & APPROVED BY <br />`�----Ride Rlanageinent Analyst <br />