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The damages we will pay, where recovery is per-
<br />mitted by law, include damages:
<br />1. For which YOU are liable to a third party by 8.
<br />reason of a claim or suit against you by that
<br />third party to recover the damages claimed
<br />against such third party as a result of Injury to
<br />your employee;
<br />2. For care and loss of services: and
<br />3. For consequential bodily injury to a spouse,
<br />child, parent, brother or sister of the injured
<br />employee; provided that these damages are
<br />the direct consequence of bodily injury that
<br />arises out of and in the course of the injured
<br />employee's employment by you; and
<br />4,. Because of bodily injury to Your employee
<br />that arises out of and in the course of emgd
<br />-
<br />ployment, claimed against you in a capacity
<br />other than as employer.
<br />C. Exclusions
<br />This insurance does not cover:
<br />1. Liability assumed tinder a contract, This ex-
<br />clusion does not apply to a warranty that Your 10
<br />work will be done in a workmanlike manner:
<br />2:. Punitive or exemplary damages because Of
<br />bodily injury to an employee employed in vio-
<br />lation of law;
<br />3. Bodily injury to an employee while employed
<br />In violation of law with your actual knowledge
<br />or the actual knowledge of any of your execu-
<br />tive officers;
<br />4. Any obligation imposed by a workers com-
<br />pensation, occupational disease, unemploy-
<br />ment compensation, or disability benefits law,
<br />or any similar law;
<br />5. Bodily injury intentionally caused or aggra-
<br />vated by you;
<br />6. Bodily injury occurring outside the United
<br />States of America, its territories or posses-
<br />sions, and Canada. This exclusion does not
<br />apply to bodily injury to a citizen or resident
<br />of the United States of America or Canada
<br />who is temporarily outside these countries;
<br />INC 00 00 00 (C)
<br />(Ed. 1-15)
<br />employee, or any personnel practices, poll-
<br />ties, acts or omissions;
<br />Bodily injury to any person in work subject to
<br />the Longshore and Harbor Workers' Corn-
<br />pensation Act (33 U.S.C. Sections 901 et
<br />seq.), the Nonappropriated Fund Instrumen-
<br />talities Act (5 U.S.C, Sections 8171 et seq,),
<br />the Outer Continental Shelf Lands Act (43
<br />U.S.C, Sections 1331 et seq.), the Defense
<br />Base Act (42 U.S.C. Sections 1651-1654),
<br />the Federal Mine Safety and Health Act (30
<br />LJ,S.C. Sections 801 et seq, and 901-944),
<br />any other federal workers or workmen's com-
<br />pensation law or other federal occupational
<br />disease law, or any amendments to these
<br />laws;
<br />Bodily injury to any person in work subject to
<br />the Federal Employers' Liability Act (45
<br />U.S.C. Sections 51 et seq.), any other federal
<br />laws obligating an employer to pay damages
<br />to an employee due to bodily injury arising
<br />out of or in the course of employment, or any
<br />amendments to those laws;
<br />Bodily injury to a master or member of the
<br />crew of any vessel, and does not cover puni-
<br />tive damages related to your duty or obliga-
<br />tion to provide transportation, wages, mainte-
<br />nance, and cure under any applicable mari-
<br />time law;
<br />11. Fines or penalties imposed for violation Of
<br />federal or state law; and
<br />12. Damages payable under the Migrant and
<br />Seasonal Agricultural Worker Protection Act
<br />(29 U.S,C. Sections 1801 et seq.) and under
<br />any other federal law awarding damages for
<br />violation of those laws or regulations issued
<br />thereunder, and any amendments to those
<br />laws.
<br />D. We Will Defend
<br />We have the right and duty to defend, at our ex-
<br />pense, any claim, proceeding or suit against you
<br />for damages payable by this insurance. We have
<br />the right to investigate and settle these claims,
<br />proceedings and suits.
<br />7. Damages arising out of coercion, criticism, We have no duty to defend a claim, proceeding
<br />demotion, evaluation, reassignment, disci- or suit that is not covered by this insurance. We
<br />pline, defamation, harassment, humiliation, have no duty to defend or continue defending
<br />discrimination against or terrnination of any after we have: paid our applicable limit of liability
<br />under this Insurance,
<br />05 Copyright 2013 National Council on Compensation Insurance, Inc. All Rights Reserved,
<br />�ft REVIEWED & APPROVED By.
<br />ap
<br />Risk Managenient MAW
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