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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />EMPLOYERS' LIABILITY FOLLOWING FORM ENDORSEMENT <br />This insurance does not apply to any liability for bodily injury, sickness, disease, disability or shock including death <br />at any time resulting therefrom, and, if arising out of the foregoing, mental anguish or mental injury, sustained by: <br />1. An employee of the insured arising out of and in the course of employment by the insured; or <br />2. The spouse, child, parent, brother or sister of that employee as a consequence of (1) above; <br />unless such liability is covered by valid and collectible underlying insurance as listed in the Schedule of Underlying <br />Insurance for the full limit shown and then only for such liability for which coverage is afforded under the underlying <br />insurance. <br />UMB 62 05 13 <br />waMogekMoraal <br />REYleLm6 MPROJ®BY. <br />Tom'gkkWnagrn tClmalNde <br />