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3. Liquor Liability
<br />"Bodily injury" or "property damage" for which
<br />any insured may be liable by reason of:
<br />a. Causing or contributing to the intoxication
<br />of any person, including causing or
<br />contributing to the intoxication of any
<br />person because alcoholic beverages were
<br />permitted to be brought on your premises
<br />for consumption on your premises;
<br />b. The furnishing of alcoholic beverages to a
<br />person under the legal drinking age or
<br />under the influence of alcohol; or
<br />c. Any statute, ordinance or regulation
<br />relating to the sale, gift, distribution or use
<br />of alcoholic beverages.
<br />4. Employers Liability
<br />"Bodily injury" to:
<br />a. An "employee" of the insured arising out
<br />of and in the course of:
<br />(1) Employment by the insured; or
<br />(2) Performing duties related to the
<br />conduct of the insured's business; or
<br />b. The spouse, child, parent, brother or
<br />sister of that "employee" as a
<br />consequence of "bodily injury" described
<br />in Paragraph a. above.
<br />This exclusion applies:
<br />a. Whether the insured may be liable as an
<br />employer or in any other capacity; and
<br />b. To any obligation to share damages with
<br />or repay someone else who must pay
<br />damages because of the "bodily injury".
<br />5. Pollution
<br />a. "Bodily injury", "property damage",
<br />"personal injury" or "advertising injury"
<br />arising out of the actual, alleged or
<br />threatened discharge, dispersal, seepage,
<br />migration, release or escape of
<br />"pollutants".
<br />b. Any loss, cost or expense arising out of
<br />any:
<br />(1) Request, demand, order or statutory
<br />or regulatory requirement that any
<br />insured or any other person or
<br />organization test for, monitor, clean
<br />up, remove, contain, treat, detoxify or
<br />neutralize, or in any way respond to,
<br />or assess the effects of, "pollutants";
<br />or
<br />(2) Claim or "suit" by or on behalf of any
<br />governmental authority or any other
<br />person or organization because of
<br />testing for, monitoring, cleaning up,
<br />UMBRELLA
<br />removing, containing, treating,
<br />detoxifying or neutralizing, or in any
<br />way responding to, or assessing the
<br />effects of, "pollutants".
<br />6. Aircraft
<br />"Bodily injury" or "property damage" arising
<br />out of the ownership, maintenance, use or
<br />entrustment to others of any aircraft owned or
<br />operated by or rented or loaned to any
<br />insured. Use includes operation and "loading
<br />or unloading".
<br />This exclusion applies even if the claims
<br />against any insured allege negligence or other
<br />wrongdoing in the supervision, hiring,
<br />employment, training or monitoring of others
<br />by that insured, if the "occurrence" which
<br />caused the "bodily injury" or "property
<br />damage" involved the ownership,
<br />maintenance, use or entrustment to others of
<br />any aircraft that is owned or operated by or
<br />rented or loaned to any insured.
<br />7. Auto
<br />"Bodily injury" or "property damage" arising
<br />out of the ownership, maintenance, use or
<br />entrustment to others of any "auto". Use
<br />includes operation and "loading or unloading".
<br />This exclusion applies even if the claims
<br />against any insured allege negligence or other
<br />wrongdoing in the supervision, hiring,
<br />employment, training or monitoring of others
<br />by that insured, if the "occurrence" which
<br />caused the "bodily injury" or "property
<br />damage" involved the ownership,
<br />maintenance, use or entrustment to others of
<br />any "auto".
<br />This exclusion does not apply to "bodily injury"
<br />or "property damage" caused by an
<br />"occurrence" that takes place outside of the
<br />United States of America (including its
<br />territories and possessions), Puerto Rico and
<br />Canada.
<br />8. Watercraft
<br />"Bodily injury" or "property damage" arising
<br />out of the ownership, maintenance, use or
<br />entrustment to others of any watercraft owned
<br />or operated by or rented or loaned to any
<br />insured. Use includes operation and "loading
<br />or unloading".
<br />This exclusion applies even if the claims
<br />against any insured allege negligence or other
<br />wrongdoing in the supervision, hiring,
<br />employment, training or monitoring of others
<br />by that insured, if the "occurrence" which
<br />caused the "bodily
<br />damage" involved
<br />EU 00 01 07 16 © 2016 The Travelers Indemnity Company. All rights reserved.
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