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PI-GLD-HS (10/11) <br />Duties in the Event of Occurrence, Claim or Suit <br />Included <br />10 <br />Unintentional Failure to Disclose Hazards <br />Included <br />10 <br />Transfer of Rights of Recovery Against Others To Us <br />Clarification <br />10 <br />Liberalization <br />Included <br />11 <br />Bodily Injury — includes Mental Anguish <br />Included <br />11 <br />Personal and Advertising Injury — includes Abuse of Process, <br />Discrimination <br />Included <br />11 <br />A. Extended Property Damage <br />SECTION I — COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE <br />LIABILITY, Subsection 2. Exclusions, Paragraph a. is deleted in Its entirety and replaced by the <br />following: <br />a. Expected or Intended Injury <br />"Bodily injury" or property damage" expected or intended from the standpoint of the insured. <br />This exclusion does not apply to "bodily injury" or "property damage" resulting from the use of <br />reasonable force to protect persons or property. <br />B. Limited Rental Lease Agreement Contractual Liability <br />SECTION I — COVERAGES, COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE <br />LIABILITY, Subsection 2. Exclusions, Paragraph b. Contractual Liability is amended to include the <br />following: <br />(3) Based on the named insured's request at the time of claim, we agree to indemnify the <br />named insured for their liability assumed in a contract or agreement regarding the rental <br />or lease of a premises on behalf of their client, up to $50,000. This coverage extension <br />only applies to rental lease agreements. This coverage is excess over any renter's <br />liability insurance of the client. <br />C. Non -Owned Watercraft <br />SECTION I — COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE <br />LIABILITY, Subsection 2. Exclusions, Paragraph g. (2) is deleted in its entirety and replaced by the <br />following: <br />(2) A watercraft you do not own that is: <br />(a) Less than 58 feet long; and <br />(b) Not being used to carry persons or property for a charge; <br />This provision applies to any person, who with your consent, either uses or is responsible for <br />the use of a watercraft. This insurance is excess over any other valid and collectible <br />insurance available to the insured whether primary, excess or contingent. <br />D. Damage to Property You Own, Rent or Occupy <br />SECTION I — COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE <br />Page 2 of 12 <br />Includes copyrighted material of Insurance Services Office, Inc., with its pe <br />© 2011 Philadelphia Indemnity Insurance Company <br />a Risk MwwgxmetaDtwewn <br />REVIEWED& APPRovm By <br />r l Risk Management Analgst <br />