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3. The Products -Completed Operations Aggregate <br />Limit is the most we will pay under Coverage A for <br />damages because of "bodily injury" and "property <br />damage" included in the "products -completed <br />operations hazard". <br />4. Subject to Paragraph 2. above, the Personal And <br />Advertising Injury Limit is the most we will pay <br />under Coverage B for the sum of all damages <br />because of all "personal and advertising injury" <br />sustained by any one person or organization. <br />5. Subject to Paragraph 2. or 3. above, whichever <br />applies, the Each Occurrence Limit is the most we <br />will pay for the sum of: <br />a. Damages under Coverage A; and <br />b. Medical expenses under Coverage C <br />because of all "bodily injury" and "property <br />damage" arising out of any one "occurrence". <br />6. Subject to Paragraph 5. above, the Damage To <br />Premises Rented To You Limit is the most we will <br />pay under Coverage A for damages because of <br />"property damage" to any one premises, while <br />rented to you, or in the case of damage by fire, <br />while rented to you or temporarily occupied by you <br />with permission of the owner. <br />7. Subject to Paragraph 5. above, the Medical <br />Expense Limit is the most we will pay under <br />Coverage C for all medical expenses because of <br />"bodily injury" sustained by any one person. <br />The Limits of Insurance of this Coverage Part apply <br />separately to each consecutive annual period and to <br />any remaining period of less than 12 months, starting <br />with the beginning of the policy period shown in the <br />Declarations, unless the policy period is extended <br />after issuance for an additional period of less than 12 <br />months. In that case, the additional period will be <br />deemed part of the last preceding period for purposes <br />of determining the Limits of Insurance. <br />SECTION IV — COMMERCIAL GENERAL LIABILITY <br />CONDITIONS <br />1. Bankruptcy <br />Bankruptcy or insolvency of the insured or of the <br />insured's estate will not relieve us of our <br />obligations under this Coverage Part. <br />2. Duties In The Event Of Occurrence, Offense, <br />Claim Or Suit <br />a. You must see to it that we are notified as soon <br />as practicable of an "occurrence" or an offense <br />which may result in a claim. To the extent <br />possible, notice should include: <br />(1) How, when and where the "occurrence" or <br />offense took place; <br />(2) The names and addresses of any injured <br />persons and witnesses; and <br />(3) The nature and location of any injury or <br />damage arising out of the "occurrence" or <br />offense. <br />b. If a claim is made or "suit" is brought against <br />any insured, you must: <br />(1) Immediately record the specifics of the <br />claim or "suit" and the date received; and <br />(2) Notify us as soon as practicable. <br />You must see to it that we receive written <br />notice of the claim or "suit" as soon as <br />practicable. <br />c. You and any other involved insured must: <br />(1) Immediately send us copies of any <br />demands, notices, summonses or legal <br />papers received in connection with the <br />claim or "suit"; <br />(2) Authorize us to obtain records and other <br />information; <br />(3) Cooperate with us in the investigation or <br />settlement of the claim or defense against <br />the "suit"; and <br />(4) Assist us, upon our request, in the <br />enforcement of any right against any <br />person or organization which may be liable <br />to the insured because of injury or damage <br />to which this insurance may also apply. <br />d. No insured will, except at that insured's own <br />cost, voluntarily make a payment, assume any <br />obligation, or incur any expense, other than for <br />first aid, without our consent. <br />3. Legal Action Against Us <br />No person or organization has a right under this <br />Coverage Part: <br />a. To join us as a party or otherwise bring us into <br />a "suit" asking for damages from an insured; or <br />b. To sue us on this Coverage Part unless all of <br />its terms have been fully complied with. <br />A person or organization may sue us to recover on <br />an agreed settlement or on a final judgment <br />against an insured; but we will not be liable for <br />damages that are not payable under the terms of <br />this Coverage Part or that are in excess of the <br />applicable limit of insurance. An agreed settlement <br />means a settlement and release of liability signed <br />by us, the insured and the claimant or the <br />claimant's legal representative. <br />CG 00 01 04 13 © Insurance Services Office, Inc., 2012 <br />RWeMm agemetdDIW" <br />REVIEWED S APPROVED Or <br />®' Risk Management Analyst <br />