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advertising injury" arising out of their willful Conduct, which is defined as the purposeful or willful Intent to <br />cause "bodily Injury" or "personal and advertising Injury", or caused In whole or In part by their intoxica- <br />tion by liquor or controlled substances. <br />The coverage provided by provision J. Is excess over any other valid and collectable insurance available to <br />your "employee". <br />K. NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES <br />Paragraph 3. of Section 11 Who Is An Insured Is replaced by the following: <br />3. Any organization you newly acquire or Than and over which you maintain ownership or majority <br />Interest, will qualify as a Named Insured If there Is no other similar insurance available to that <br />organization. However. <br />a. Coverage under this provision Is afforded only until the expiration of the policy period in <br />which the entity was acquired or formed by you; <br />b. Coverage A does not apply to "bodily Injury' or "property damage' that occurred before you <br />acquired or formed the organization; and <br />m Coverage B does not apply to 'parsonal and advertising Injury" arising out of an offense <br />committed before you acquired or formed the organization. <br />d. Records and descriptions of operations must be maintained by the first Named Insured. <br />No person or organization is an insured with respect to the conduct of any currant or past partnership, joint <br />venture or limited liability company that Is not shown as a Named Insured in the Declarations or qualifies <br />as an Insured under this provision, <br />L. FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES <br />Under Section IV - Commercial General Liability Conditions, the following Is added to Condition 0. Repre- <br />sentations: <br />Your failure to disclose all hazards or prior "occursnces" existing as of the Inception date of the policy <br />shall not prejudice the coverage afforded by this policy provided such failure to disclose all hazards or <br />prior "occurrences" Is not intentional. <br />M. KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT <br />Under Section IV -Commercial General Liability Conditions, the following is added to Condition 2. Dutles <br />in The Event of Occurrence, Offense, Claim Or Suit: <br />Knowledge of an •occurrence°, offense, claim or'eutr by an agent, servant or "employee" of any <br />insured shall not in Itself constitute knowledge of the Insured unless an Insured listed under Paragraph <br />1. of Section 11- Who to An Insured or a person who has been designated by them to receive reports of <br />"occurrences", offenses, claims or "su'ds" shall have received such notice from the agent, servant or <br />"employee". <br />a <br />e N. LIBERALIZATION CLAUSE <br />If we revlse this Commercial General Liability Extension Endorsement to provide more coverage without <br />additional premium charge, your policy will automatically provide the coverage as of the day the revision Is <br />effective In your state. <br />O. BODILY INJURY REDEFINED <br />Under Section V - Definitions, Definition 3. Is replaced by the following: <br />3. 'Bodily Injury" means physical Injury, sickness or disease sustained by a person. This Includes <br />mental anguish, mental injury, shook, fright or death that results from such physical Injury, slok- <br />ness or disease. <br />0 2013Liberty Mutual Insurance <br />CO 88 10 0413 Includes cop <br />yrighted material of Insurance Services Office, (no,, with Its permlaelc <br />Risk Mwagen,a,t news ton <br />REMEwEO & APPROVED BY. <br />1`4 "H g R. ViLwAl <br />Risk Management Analyst <br />