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Commercial General Liability Coverage Form <br /> <br />(a)When all of the work called for in your contract has been completed. <br />(b)When all of the work to be done at the job site has been completed if your <br />contract calls for work at more than one job site. <br />(c)When that part of the work done at a job site has been put to its intended use by <br />any person or organization other than another contractor or subcontractor <br />working on the same project. <br />Work that may need service, maintenance, correction, repair or replacement, but which is <br />otherwise complete, will be treated as completed. <br />b.Does not include "bodily injury" or "property damage" arising out of: <br />(1)The transportation of property, unless the injury or damage arises out of a condition <br />in or on a vehicle not owned or operated by you, and that condition was created by <br />the "loading or unloading" of that vehicle by any insured; <br />(2)The existence of tools, uninstalled equipment or abandoned or unused materials; or <br />(3)Products or operations for which the classification, listed in the Declarations or in a <br />policy schedule, states that products-completed operations are subject to the General <br />Aggregate Limit. <br />17."Property damage" means: <br />a.Physical injury to tangible property, including all resulting loss of use of that property. All <br />such loss of use shall be deemed to occur at the time of the physical injury that caused it; <br />or <br />b.Loss of use of tangible property that is not physically injured. All such loss of use shall be <br />deemed to occur at the time of the "occurrence" that caused it. <br />For the purposes of this insurance, electronic data is not tangible property. <br />As used in this definition, electronic data means information, facts or programs stored as <br />or on, created or used on, or transmitted to or from computer software, including systems <br />and applications software, hard or floppy disks, CD-ROMS, tapes, drives, cells, data <br />processing devices or any other media which are used with electronically controlled <br />equipment. <br />18."Suit" means a civil proceeding in which damages because of "bodily injury", "property <br />damage" or "personal and advertising injury" to which this insurance applies are alleged. <br />"Suit" includes: <br />a.An arbitration proceeding in which such damages are claimed and to which the insured <br />must submit or does submit with our consent; or <br />b.Any other alternative dispute resolution proceeding in which such damages are claimed <br />andto which the insured submits with our consent. <br />19."Temporary worker" means a person who is furnished to you to substitute for a permanent <br />"employee" on leave or to meet seasonal or short-term workload conditions. <br />20."Volunteer worker" means a person who is not your "employee", and who donates his or her <br />work and acts at the direction of and within the scope of duties determined by you, and is not <br />paid a fee, salary or other compensation by you or anyone else for their work performed for <br />you. <br />21."Your product": <br />a.Means: <br />© ISO Properties Inc, 2003CG 00 01 12 04 <br /> <br />All rights reserved. <br /> <br />