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COMMERCIAL GENERAL LIABILITY CG 00 01 04 13 Various provisions In this policy restrict coverage. (2) The "bodily injury" or "property damage" Read the entire policy carefully to determine rights, occurs during the policy period; and duties and what Is and is not covered. (3) Prior to the policy period, no insured listed Throughout this policy the words "you" and "your" under Paragraph 1. of Section II — Who Is refer to the Named Insured shown in the Declarations, An Insured and no "employee" authorized and any other person or organization qualifying as a by you to give or receive notice of an Named Insured under this policy. The words "we", "occurrence" or clai n, knew that the "bodily "us" and "cur" refer to the company providing this injury" or "properly damage" had occurred, insurance. in whole or in part. If such a listed insured The word "insured" means any poison or organization or authorized "employee" knew, prior to the "pricy period, that the 'bodily injury qualifying as such under Section II — Who Is An 'property damage" occurred, then. any Insured. continuation, change or resumption of such Other words and phrases that appear In quotation "bodily injury" or "property damage" during marks have special meaning. Refer to Section V or after the policy period will be deemed to —Definitions. have been known prior to the policy period. SECfIONI— COVERAGES c. "Bodily Injury" or "property damage" which COVERAGE A- BODILY INJURY AND PROPERTY occurs during the policy period and was not, DAMAGE LIABILITY prior to the policy period, known to have occurred by any insured listed under 1. Insuring Agreement Paragraph 1. of Section II — Who Is An Insured a. We will pay those sums that the Insured or any "employee" authorized by you to give or becomes legally obligated to pay as damages receive notice of an "occurrence" or claim, because of"bodily Injury" or "property damage" includes any continuation, change or to which this Insurance applies. We will have resumption of that "bodily Injury" or "property the right and duty to defend the insured against damage" after the end of the policy period. any "suit" seeking those damages. However, d. "Bodily injury" or "property damage" will be we will have no duty to defend the insured deemed to have been known to have occurred against any "suit" seeking damages for "bodily at the earliest time when any Insured listed Injury" or 'property damage" to which this under Paragraph 1. of Section II — Who Is An insurance does not apply. We may, at our 'occurrence' Insured or any "employee" authorized by you to discretion, investigate any and give or receive notice of an "occurrence" or settle any claim or "suit' that may result. But: claim: (1) The amount we will pay for damages is (1) Reports all, or any part, of the "bodily Injury" limited as described in Section 10 — Limits or "property damage" to us or any other Of Insurance; and insurer; (2) Our right and duty to defend ends when we (2) Receives a written or verbal demand or have used up the applicable limit of claim for damages because of the "bodily Insurance In the payment of judgments or injury' or "property damage"; or settlements under Coverages A or B or medical expenses under Coverage C. (3) Becomes aware by any other means that No other obligation or liability to pay sums or "bodily injury" or "property damage" has occurred or has begun to occur. perform acts or services is covered unless explicitly provided for under Supplementary e. Damages because of "bodily injury" Include Payments — Coverages A and B. damages claimed by any person or b. This insurance applies to "bodily injury" and or death rresultingtion at any time from the h dfor care, loss ofilly Injury". "property damage" only If: (1) The "bodily injury" or "property damage" is caused by an "occurrence" that takes place in the "coverage territory"; „ W h4rvgmmd0ivldon .r"� NE•nErvrvi MegfNOD61". fl6NMv,"p<nc,RClmul Pltl" CG 00 01 0413 © Insurance Services Office, Inc., 2012 ,�