Laserfiche WebLink
NoNPROFI <br />INSURANCE <br />�11111 ALLIANCE Of CALIFORNIA <br />A Head for Insurance. A Heart for Nonprofits. <br />POLICY NUMBER: 2021-24712 <br />(2) The coverage afforded by this insurance is primary and non-contributory with the additional <br />insured(s)' own insurance. <br />Paragraphs (1) and (2) do not apply to other insurance to which the additional insured(s) has been <br />added as an additional insured or to other insurance described in paragraph b. below. <br />b. Excess Insurance <br />This insurance is excess over: <br />1. Any of the other insurance, whether primary, excess, contingent or on any other basis: <br />(a) That Is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage for <br />"your work"; <br />(b) That is fire, lightning, or explosion insurance for premises rented to you or temporarily <br />occupied by you with permission of the owner; <br />(c) That is insurance purchased by you to cover your liability as a tenant for "property damage" <br />to premises temporarily occupied by you with permission of the owner; or <br />(d) If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the extent <br />not subject to Exclusion g, of SECTION I — COVERAGE A— BODILY INJURY AND <br />PROPERTY DAMAGE. <br />(e) Any other insurance available to an additional insured(s) under this Endorsement covering <br />liability for damages which are subject to this endorsement and for which the additional <br />insured(s) has been added as an additional insured by that other insurance. <br />(1) When this insurance is excess, we will have no duty under Coverages A or B to defend the <br />additional insured(s) against any "suit" if any other insurer has a duty to defend the additional <br />insured(s) against that "suit". If no other insurer defends, we will undertake to do so, but we will <br />be entitled to the additional insured(s)' rights against all those other insurers. <br />(2) When this insurance is excess over other insurance, we will pay only our share of the amount of <br />the loss, if any, that exceeds the sum of: <br />(a) The total amount that all such other insurance would pay for the loss in the absence of this <br />insurance; and <br />(b) The total of all deductible and self -insured amounts under all that other insurance. <br />(3) We will share the remaining loss, if any, with any other insurance that is not described in this . <br />Excess Insurance provision and was not bought specifically to apply in excess of the Limits of <br />Insurance shown in the Declarations of this Coverage Part. <br />c. Methods of Sharing <br />If all of the other insurance available to the additional insured(s) permits contribution by equal <br />shares, we will follow this method also. Under this approach each insurer contributes equal <br />amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever <br />comes first. <br />If any other the other insurance available to the additional insured(s) does not permit contribution by <br />equal shares, we will contribute by limits. Under this method, each insurer's share is based on the <br />ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers. <br />NIAC-E61 02 19 <br />w RIA ManWmentDIvisIm <br />oa. REVIEWED&APPROVED BY. <br />ttwwe (a <br />Ruk Management Analyst <br />