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(6) A determination by the Commissioner of Insurance that the: <br />(a) Loss of, or changes in, our reinsurance covering all or part of the risk would threaten our <br />financial integrity or solvency; or <br />(b) Continuation of the policy coverage would place us in violation of California law or laws of the <br />state where we are domiciled; or threaten our solvency. <br />(7) A change by you or your representative in the activities or property of the commercial or <br />industrial enterprise, which results in a materially added, increased or changed risk, unless the <br />added, increased or changed risk is included in this policy. <br />(8) A material change in limits, type or scope of coverage, or exclusions in one or more of the <br />underlying policies. <br />(9) Cancellation or nonrenewal of one or more of the underlying policies where such policies are not <br />replaced without lapse. <br />(10)A reduction in financial rating or grade of one or more insurers, insuring one or more underlying <br />policies based on an evaluation obtained from a recognized financial rating organization. <br />We will mail or deliver advance written notice of cancellation, stating the reason for cancellation, to <br />the first Named Insured, at the mailing address shown in the policy, and to the producer of record <br />at least 10 days before the effective date if we cancel for nonpayment of premium or discovery of <br />fraud; or 30 days before the effective date if we cancel for any other reason listed in paragraph c., <br />above. <br />d. When We Do Not Renew <br />Subject to the provisions below, if we elect not to renew this policy, we will mail or deliver written <br />notice stating the reason for nonrenewal to the first Named Insured shown in the Declarations and <br />to the producer of record, at least 60 days, but not more than 120 days, before the expiration or <br />anniversary date. <br />We will mail or deliver our notice to the first Named Insured, and to the producer of record, at the <br />mailing address shown in the policy. <br />RSG 33022 1208 Includes copyrighted material of Insurance Services Office, Inc., with its permia <br />© ISO Properties, Inc., 2007 <br />�,�,. AAPPROVED <br />ryj REVIEWEDtRisk Mana <br />