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advertisinginjury"arisingoutoftheirwillfulconduct,whichisdefinedasthepurposefulorwillfulintentto <br />cause"bodilyinjury"or"personalandadvertisinginjury",orcausedinwholeorinpartbytheirintoxica- <br />tionbyliquororcontrolledsubstances. <br />Thecoverageprovidedbyprovision J.isexcessoveranyothervalidandcollectableinsuranceavailableto <br />your"employee". <br />K.NEWLYFORMEDORADDITIONALLYACQUIREDENTITIES <br />Paragraph 3.of SectionII-WhoIsAnInsured isreplacedbythefollowing: <br />3.Anyorganizationyounewlyacquireorformandoverwhichyoumaintainownershipormajority <br />interest,willqualifyasaNamedInsuredifthereisnoothersimilarinsuranceavailabletothat <br />organization.However: <br />a.Coverageunderthisprovisionisaffordedonlyuntiltheexpirationofthepolicyperiodin <br />whichtheentitywasacquiredorformedbyyou; <br />b.Coverage A doesnotapplyto"bodilyinjury"or"propertydamage"thatoccurredbeforeyou <br />acquiredorformedtheorganization;and <br />56585014 <br />c.Coverage B doesnotapplyto"personalandadvertisinginjury"arisingoutofanoffense <br />committedbeforeyouacquiredorformedtheorganization. <br />d.RecordsanddescriptionsofoperationsmustbemaintainedbythefirstNamedInsured. <br />Nopersonororganizationisaninsuredwithrespecttotheconductofanycurrentorpastpartnership,joint <br />003331 <br />ventureorlimitedliabilitycompanythatisnotshownasaNamedInsuredintheDeclarationsorqualifies <br />asaninsuredunderthisprovision. <br />L.FAILURETODISCLOSEHAZARDSANDPRIOROCCURRENCES <br />Under SectionIV-CommercialGeneralLiabilityConditions,thefollowingisaddedtoCondition 6.Repre- <br />sentations: <br />275 <br />Yourfailuretodiscloseallhazardsorprior"occurrences"existingasoftheinceptiondateofthepolicy <br />shallnotprejudicethecoverageaffordedbythispolicyprovidedsuchfailuretodiscloseallhazardsor <br />prior"occurrences"isnotintentional. <br />M.KNOWLEDGEOFOCCURRENCE,OFFENSE,CLAIMORSUIT <br />Under SectionIV-CommercialGeneralLiabilityConditions,thefollowingisaddedtoCondition 2.Duties <br />InTheEventofOccurrence,Offense,ClaimOrSuit: <br />Knowledgeofan"occurrence",offense,claimor"suit"byanagent,servantor"employee"ofany <br />insuredshallnotinitselfconstituteknowledgeoftheinsuredunlessaninsuredlistedunderParagraph <br />1.of SectionII-WhoIsAnInsured orapersonwhohasbeendesignatedbythemtoreceivereportsof <br />"occurrences",offenses,claimsor"suits"shallhavereceivedsuchnoticefromtheagent,servantor <br />"employee". <br />6 <br />8 <br />1 <br />f <br />o <br />N.LIBERALIZATIONCLAUSE <br />IfwerevisethisCommercialGeneralLiabilityExtensionEndorsementtoprovidemorecoveragewithout <br />additionalpremiumcharge,yourpolicywillautomaticallyprovidethecoverageasofthedaytherevisionis <br />77 <br />effectiveinyourstate. <br />O.BODILYINJURYREDEFINED <br />Under SectionV-Definitions,Definition 3.isreplacedbythefollowing: <br />3."BodilyInjury"meansphysicalinjury,sicknessordiseasesustainedbyaperson.Thisincludes <br />mentalanguish,mentalinjury,shock,frightordeaththatresultsfromsuchphysicalinjury,sick- <br />nessordisease. <br />2013LibertyMutualInsurance <br /> <br />CG88100413 IncludescopyrightedmaterialofInsuranceServicesOffice,Inc.,withitspermission.Page7of8 <br /> <br />