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BUSINESSLIABILITYCOVERAGEFORM <br />(6)WhenYouAreAddedAsAn <br />Whenthisinsuranceisexcessoverother <br />AdditionalInsuredToOther <br />insurance,wewillpayonlyourshareof <br />Insurance <br />theamountoftheloss,ifany,that <br />exceedsthesumof: <br />Thatisotherinsuranceavailableto <br />(1) <br />youcoveringliabilityfordamagesThetotalamountthatallsuchother <br />arisingoutofthepremisesorinsurancewouldpayforthelossinthe <br />operations,orproductsandcompletedabsenceofthisinsurance;and <br />operations,forwhichyouhavebeen <br />(2) <br />Thetotalofalldeductibleandself- <br />addedasanadditionalinsuredbythat <br />insuredamountsunderallthatother <br />insurance;or <br />insurance. <br />(7)WhenYouAddOthersAsAn <br />Wewillsharetheremainingloss,ifany,with <br />AdditionalInsuredToThis <br />anyotherinsurancethatisnotdescribedin <br />Insurance <br />thisExcessInsuranceprovisionandwasnot <br />Thatisotherinsuranceavailabletoanboughtspecificallytoapplyinexcessofthe <br />additionalinsured.LimitsofInsuranceshowninthe <br />DeclarationsofthisCoveragePart. <br />However,thefollowingprovisions <br />c.MethodOfSharing <br />applytootherinsuranceavailableto <br />anypersonororganizationwhoisan <br />Ifalltheotherinsurancepermits <br />additionalinsuredunderthisCoverage <br />contributionbyequalshares,wewillfollow <br />Part: <br />thismethodalso.Underthisapproach, <br />(a)PrimaryInsuranceWhen <br />eachinsurercontributesequalamounts <br />RequiredByContract <br />untilithaspaiditsapplicablelimitof <br />insuranceornoneofthelossremains, <br />Thisinsuranceisprimaryifyou <br />whichevercomesfirst. <br />haveagreedinawrittencontract, <br />writtenagreementorpermitthatIfanyoftheotherinsurancedoesnotpermit <br />thisinsurancebeprimary.Ifothercontributionbyequalshares,wewill <br />insuranceisalsoprimary,wewillcontributebylimits.Underthismethod,each <br />sharewithallthatotherinsuranceinsurer’sshareisbasedontheratioofits <br />bythemethoddescribedinc.applicablelimitofinsurancetothetotal <br />below.applicablelimitsofinsuranceofallinsurers. <br />(b)PrimaryAndNon-Contributory8.TransferOfRightsOfRecoveryAgainst <br />ToOtherInsuranceWhenOthersToUs <br />RequiredByContract <br />a.TransferOfRightsOfRecovery <br />Ifyouhaveagreedinawritten <br />Iftheinsuredhasrightstorecoverallor <br />contract,writtenagreementor <br />partofanypayment,including <br />permitthatthisinsuranceis <br />SupplementaryPayments,wehavemade <br />primaryandnon-contributorywith <br />underthisCoveragePart,thoserightsare <br />theadditionalinsured'sown <br />transferredtous.Theinsuredmustdo <br />insurance,thisinsuranceis <br />nothingafterlosstoimpairthem.Atour <br />primaryandwewillnotseek <br />request,theinsuredwillbring"suit"or <br />contributionfromthatother <br />transferthoserightstousandhelpus <br />insurance. <br />enforcethem.Thisconditiondoesnot <br />(a)(b) <br />ParagraphsanddonotapplytoapplytoMedicalExpensesCoverage. <br />otherinsurancetowhichtheadditional <br />b.WaiverOfRightsOfRecovery(Waiver <br />insuredhasbeenaddedasan <br />OfSubrogation) <br />additionalinsured. <br />Iftheinsuredhaswaivedanyrightsof <br />Whenthisinsuranceisexcess,wewill <br />recoveryagainstanypersonor <br />havenodutyunderthisCoveragePartto <br />organizationforallorpartofanypayment, <br />defendtheinsuredagainstany"suit"ifany <br />includingSupplementaryPayments,we <br />otherinsurerhasadutytodefendthe <br />havemadeunderthisCoveragePart,we <br />insuredagainstthat"suit".Ifnoother <br />alsowaivethatright,providedtheinsured <br />insurerdefends,wewillundertaketodo <br />waivedtheirrightsofrecoveryagainst <br />so,butwewillbeentitledtotheinsured's <br />suchpersonororganizationinacontract, <br />rightsagainstallthoseotherinsurers. <br />agreementorpermitthatwasexecuted <br />priortotheinjuryordamage. <br />FormSS00080405Page17of24 <br /> <br />