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NONPROFITS <br />INSUI2.ANCE <br />ALLIANCII OF CALIFORNIA <br />A Head for Insurance. A Neart for Nonprofits. <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />PRIVACY LIABILITY AND CYBER COVERAGE EXCLUSION <br />This endorsement modifies insurance provided under the following: <br />COMMERCIAL UMBRELLA POLICY <br />A. This insurance does not apply to any of the following <br />1. "Identity theft". <br />2. "Loss of electronic data." <br />3. The disclosure, loss or use of "protected health information". <br />For purposes of the liability coverages excluded by this endorsement, the following Definitions apply <br />"Electronic data" means information, facts or programs stored as or on, created or used on, or transmitted to or <br />from computer software, including systems and applications software, hard or floppy disks, CD-ROMS, tapes, <br />drives, cells, data processing devices or any other media which are used with electronically controlled equipment <br />"Identity theft" means fraudulent appropriation and use of a person's identification or personal information, <br />including both "electronic data" as well as information contained in printed or written format. <br />"Loss of electronic data" means <br />1. Damage to, loss of, loss of use of, corruption of, inability to access or inability to manipulate <br />"electronic data;" and <br />2. "Identity theft." <br />"Protected health information" means any information, whether oral or recorded in any form or medium: <br />(1) That relates to the past, present or future physical or mental condition of an individual; the provision of <br />health care to an individual; or the past, present or future payment for the provision of health care to an <br />individual; <br />(ii) That identifies the individual or with respect to which there is a reasonable basis to believe the information <br />can be used to identify that individual; and <br />(ill) as defined within the Health Insurance Portability and Accountability Act of 1996, 42 U.S.C. §1320d- <br />1320d-8 ("HIPAA") or other similar federal, state or local laws or statutes. <br />UMB 231 06 16 <br />RIAMmagmtentD&Ision <br />j REVIEWED&APPRoovm By., <br />WNW Risk Management Spedlist <br />