ELKS BUILDING ASSOCIATION OF SANTA ANA

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081 * 06/07/2021 * UMB 3952762 00 GREAT AMERICAN ALLIANCE INS CO *D/B* 121126296 255044 GAI 7251 (Ed. 08 14) THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ABUSE OR MOLESTATION COVERAGE - FOLLOWING FORM This endorsement modifies insurance provided under the following: COMMERCIAL UMBRELLA COVERAGE FORM When Abuse or Molestation Coverage is listed in the Schedule of Underlying Insurance, this policy is modified as follows, but only when this policy is excess of the retained limit for that Abuse or Molestation Coverage: Section I. COVERAGE, paragraphs A. and B. of the COMMERCIAL UMBRELLA COVERAGE FORM are deleted and replaced with the following: A. We will pay on behalf of the "Insured" those sums in excess of the retained limit that the "Insured" becomes legally obligated to pay as damages, by reason of liability imposed by law or assumed by the "Insured" under an "insured contract," because of "abuse" to which this insurance applies. If we are prevented by law or statute from paying such sums on behalf of the "Insured," then we will indemnify the "Insured" for them. The amount we will pay for damages is limited as described below in Section H. LIMITS OF INSURANCE. B. This policy follows form to the remaining sections of the "underlying insurance" that provides "abuse" coverage under Section I. ABUSE OR MOLESTATION COVERAGE. Section II. LIMITS OF INSURANCE, paragraphs B. and C. of the COMMERCIAL UMBRELLA COVERAGE FORM are deleted and replaced with the following: B. The General Aggregate Limit is the most we will pay for all damages covered under the Insuring Agreement in Section I., except: 1. damages included within the "products completed operations hazard"; and 2. coverage included in the policies listed in the Schedule of Underlying Insurance to which no underlying aggregate limit applies. C. The amount stated in the Declarations as the General Aggregate Limit is the most we will pay for all damages arising out of any "bodily injury", "property damage", "personal injury", "advertising injury", "abuse", any act, error, or omission of the "Insured" arising out of the "Insured's" rendering or failure to render "professional services"; or any act, error or omission of the "Insured" negligently committed in the "administration" of your "employee benefit program." The General Aggregate Limit applies separately and in the same manner as the aggregate limits in the "underlying insurance." Includes copyrighted material of Insurance Services Office, Inc., with its permission GAI 7251 (Ed. 08/14) (Page 1 of 2)