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081 * 06/07/2021 * UMB 3952752 00 GREAT AMERICAN ALLIANCE INS CO <br />*D/B* 121126296 255044 <br />b. the existence of tools, uninstalled equipment or abandoned or unused materials. <br />T. "Property damage" means: <br />1. physical injury to tangible property, including all resulting loss of use of that property. All <br />such loss of use will be deemed to occur at the time of the physical injury that caused it; or <br />2. loss of use of tangible property that is not physically injured. All such loss will be deemed <br />to occur at the time of the 'occurrence" that caused it. <br />For the purposes of this insurance, 'electronic data" is not tangible property. <br />U. "Self -Insured Retention" means the dollar amount listed in Item 5. of the Declarations that will <br />be paid by the "Insured" before this insurance becomes applicable, with respect to <br />"occurrences" or offenses not covered by "underlying insurance." The "Self -Insured Retention" <br />does not apply to 'occurrences" or offenses which would have been covered by "underlying <br />insurance" but for the exhaustion of applicable limits of the "underlying insurance." <br />V. "Suit" means a civil proceeding which seeks monetary damages because of "bodily injury," <br />"property damage," "personal injury," or "advertising injury" to which this insurance applies. "Suit' <br />includes: <br />1. an arbitration proceeding in which such damages are claimed and to which you must submit <br />or do submit with our consent; or <br />2. any other alternative dispute resolution proceeding in which such damages are claimed and <br />to which you submit with our consent. <br />W. "Temporary worker" means a person who is furnished to you to substitute for a permanent <br />"employee" on leave or to meet seasonal or short-term workload conditions. <br />X. "Underlying insurance" means the insurance coverage provided under policies shown in the <br />Schedule of Underlying Insurance, or any additional policies agreed to by us in writing. It <br />includes any policy issued to replace one of those policies during the term of this insurance that <br />provides: <br />1, at least the same policy limits; and <br />2. insurance for the same hazards, except as to any modifications which are agreed to by us <br />in writing. <br />"Underlying insurance" does not include any insurance policy specifically purchased to apply only <br />in excess of this Policy. <br />Y. "Volunteer worker" means a person who is not your 'employee," and who donates his or her <br />work and acts at the direction of and within the scope of duties determined by you, and is not <br />paid a fee, salary, or other compensation by you or anyone else for their work performed for <br />you. <br />Z. "Your product' means: <br />1. any goods or products, other than real property, manufactured, sold, handled, distributed or <br />disposed of by: <br />a. you; <br />GAI 6002 (Ed. 04/10) XS (Page 19 of 26) <br />