ELKS BUILDING ASSOCIATION OF SANTA ANA

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* 081 * 06/07/2021 * UMB 3952752 00 GREAT AMERICAN ALLIANCE INS CO *D/B* 121126296 255044 a. 10 days before the effective date of cancellation if we cancel for: (1) Nonpayment of premium, including payment due on a prior policy we issued and due during the current policy term covering the same risks. (2) Discovery of fraud by: (a) Any Insured or his or her representative in obtaining this insurance; or (b) You or your representative in pursuing a claim under this policy. b. 30 days before the effective date of cancellation if we cancel for any other reason listed in Paragraph 9. The following CONDITION is added and supersedes any provision to the contrary: Nonrenewal 1. If we decide not to renew this policy, we will mail or deliver written notice, stating the reason for nonrenewal, to the first Named Insured and to the producer of record, at least: a. 60 days, but not more than 120 days, before the expiration or anniversary date, if the aggregate policy premium is $10,000 or less. 2. We will mail or deliver notice to the first Named Insured, and to the producer of record, at the mailing address shown in the policy. 3. We are not required to send notice of nonrenewal in the following situations: a. If the transfer or renewal of a policy, without any changes in terms, conditions, or rates, is between us and a member of our insurance group. b. If the policy has been extended for 90 days or less, provided that notice has been given in accordance with Paragraph 1. c. If you have obtained replacement coverage, or if the first Named Insured has agreed, in writing, within 60 days of the termination of the policy, to obtain that coverage. d. If the policy is for a period of no more than 60 days and you are notified at the time of issuance that it will not be renewed. e. If the first Named Insured requests a change in the terms or conditions or risks covered by the policy within 60 days of the end of the policy period. f. If we have made a written offer to the first Named Insured, in accordance with the timeframes shown in Paragraph 1., to renew the policy under changed terms or conditions or at an increased premium rate, when the increase exceeds 25%. This endorsement does not change any other provision of the policy. GAI 6158 (Ed. 01/13) (Page 3 of 3)