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Business Auto Broadening Endorsement <br />Newly Acquired or Formed Entity (Broad Form Named Insured) —Adds, as an insured, any newly <br />acquired or formed entity provided the insured owns at least 50% of that entity and it is formed <br />during the policy period. The maximum period is18Odays. <br />Primary and Non -Contributory if Required by Contract — We will not seek contribution from any <br />other insurance available under specific conditions. <br />Employees as Insureds —An employee becomes an insured while using a covered auto that the <br />insured does not own, hire orborrow. <br />Automatic Additional Insured — Any person O[organization that the insured iSrequired tOinclude <br />asanadditional insured based onacontract oragreement that isexecuted prior tothe injury or <br />damage. <br />Employee Hired Auto — An employee is an insured when operating an auto that is hired or rented <br />inthe employee's name while oncompany business. <br />Supplementary PayDleDts—B@i| bonds coverage is increased tO$3'OOO. Reasonable expenses <br />and loss of earnings, up to $500 per day, incurred by the insured are covered. <br />Fellow Employee Coverage — The exclusion has been removed. <br />Additional Transportation Expense — We will pay up to $50 per day, maximum is $1,000, for <br />temporary transportation expense resulting from the total theft of a covered auto. <br />Hired Auto Physical Damage Coverage — If you have Hired Auto Liability coverage, and you carry <br />physical damage coverage for any of your autos, we will extend coverage for Hired Auto Physical <br />Damage toalimit of$5O.00O.subject toa$5OOdeductible. <br />Accidental Airbag Deployment —VVS [SnOOvSd the SxC|uSiOO' providing COvS[@0S for @i[b@0 <br />deployment that isaccidental. <br />Loan/Lease Gap — Coverage for the unpaid amount due on the lease or loan has been added if <br />there is a total loss of an auto insured under this policy. <br />Glass Repair — Deductible Waiver —VVS will vv@ivS the deductible if glass is [Sp@i[Sd [@thS[ than <br />replaced. <br />Two or More Deductibles — If two or more policies or coverage forms from the company apply to <br />the same accident, only one deductible will beapplied. <br />Amended Duties in the Event of Accident, Claim, Suit or Loss — The insured must notify us of an <br />accident assoon aspossible. <br />Waiver of Subrogation — We waive our right of recovery against others if the insured has executed <br />avvritten agreement prior tothe accident orloss. <br />Unintentional Error, Omission, or Failure to Disclose Hazards — The policy will not be deemed <br />invalid if the insured unintentionally omits, errs or fails to disclose a hazard. <br />Employee Hired Auto - If the SnOp|OySS hires or [SOtS @ vehicle with pS[nOiSSiOO of the iOSu[Sd' <br />Hired Auto Physical Damage applies. <br />Hired Auto — Coverage Territory — Coverage applies anywhere in the world if an auto is leased, <br />hired, rented or borrowed without a driver for a period of3O days or |eoo, and the inoured'o <br />responsibility to pay for damages is determined in a suit brought in the US, its territories and <br />possessions, Puerto Rico, Canada orinasettlement that vveagree to. <br />Bodily Injury Redefined tD Include Resultant Mental Anguish —Bodily Injury includes nOSOt@| <br />anguish. <br />Risk mwaganadnMsian <br />nsmsWsD & APPROVED or <br />A*fp AavA4 <br />m`*Management Specialist�� <br />