Laserfiche WebLink
5PHYSICALDAMAGE-ADDITIONAL <br />Ifan"employeeÓs"personalinsurancealso. <br />TEMPORARYTRANSPORTATIONEXPENSE <br />appliesonanexcessbasistoacovered"auto" <br />COVERAGE <br />hiredorrentedbyyour"employee"onyour <br />behalfandatyourdirection,thisinsurancewill <br />ParagraphA.4.a.ofSECTIONIII-PHYSICAL <br />beprimarytothe"employeeÓs"personal <br />DAMAGECOVERAGEisamendedtoprovidea <br />insurance. <br />limitof$50perdayandamaximumlimitof <br />3.AMENDEDFELLOWEMPLOYEEEXCLUSION <br />$1,000. <br />6.LOAN/LEASEGAPCOVERAGE <br />EXCLUSION5.-FELLOWEMPLOYEE-of <br />SECTIONII-LIABILITYCOVERAGEdoesnot <br />UnderSECTIONIII-PHYSICALDAMAGE <br />applyifyouhaveworkers'compensation <br />COVERAGE,intheeventofatotal"loss"toa <br />insurancein-forcecoveringallofyour <br />covered"auto",wewillpayyouradditionallegal <br />"employees". <br />obligationforanydifferencebetweentheactual <br />Coverageisexcessoveranyothercollectiblecashvalueofthe"auto"atthetimeofthe"loss" <br />insurance.andthe"outstandingbalance"oftheloan/lease. <br />4.HIREDAUTOPHYSICALDAMAGECOVERAGE <br />"Outstandingbalance"meanstheamountyou <br />oweontheloan/leaseatthetimeof"loss"less <br />Ifhired"autos"arecovered"autos"forLiability <br />anyamountsrepresentingtaxes;overdue <br />CoverageandifComprehensive,Specified <br />payments;penalties,interestorcharges <br />CausesofLoss,orCollisioncoveragesare <br />resultingfromoverduepayments;additional <br />providedunderthisCoverageFormforany <br />mileagecharges;excesswearandtearcharges; <br />"auto"youown,thenthePhysicalDamage <br />leaseterminationfees;securitydepositsnot <br />Coveragesprovidedareextendedto"autos"you <br />returnedbythelessor;costsforextended <br />hireorborrow,subjecttothefollowinglimit. <br />warranties,creditlifeInsurance,health,accident <br />Themostwewillpayfor"loss"toanyhired <br />ordisabilityinsurancepurchasedwiththeloanor <br />"auto"is: <br />lease;andcarry-overbalancesfromprevious <br />(1)$100,000; <br />loansorleases. <br />(2)Theactualcashvalueofthedamagedor <br />7.AIRBAGCOVERAGE <br />stolenpropertyatthetimeofthe"loss";or <br />UnderParagraphB.EXCLUSIONS-of <br />(3)Thecostofrepairingorreplacingthe <br />SECTIONIII-PHYSICALDAMAGE <br />damagedorstolenproperty, <br />COVERAGE,thefollowingisadded: <br />whicheverissmallest,minusadeductible.The <br />Theexclusionrelatingtomechanicalbreakdown <br />deductiblewillbeequaltothelargestdeductible <br />doesnotapplytotheaccidentaldischargeofan <br />applicabletoanyowned"auto"forthat <br />airbag. <br />coverage.Nodeductibleappliesto"loss"caused <br />8.ELECTRONICEQUIPMENT-BROADENED <br />byfireorlightning.HiredAutoPhysicalDamage <br />COVERAGE <br />coverageisexcessoveranyothercollectible <br />a.TheexceptionstoParagraphsB.4- <br />insurance.Subjecttotheabovelimit,deductible <br />EXCLUSIONS-ofSECTIONIII-PHYSICAL <br />andexcessprovisions,wewillprovidecoverage <br />DAMAGECOVERAGEarereplacedbythe <br />equaltothebroadestcoverageapplicabletoany <br />following: <br />covered"auto"youown. <br />4.c.4.d. <br />Exclusionsanddonotapplyto <br />Wewillalsocoverlossofuseofthehired"auto" <br />equipmentdesignedtobeoperatedsolely <br />ifitresultsfroman"accident",youarelegally <br />byuseofthepowerfromthe"auto's" <br />liableandthelessorincursanactualfinancial <br />electricalsystemthat,atthetimeof"loss", <br />loss,subjecttoamaximumof$1000per <br />is: <br />"accident". <br />(1)Permanentlyinstalledinorupon <br />Thisextensionofcoveragedoesnotapplyto <br />thecovered"auto"; <br />any"auto"youhireorborrowfromanyofyour <br />"employees",partners(ifyouareapartnership),(2)Removablefromahousingunit <br />members(ifyouarealimitedliabilitycompany),whichispermanentlyinstalledin <br />ormembersoftheirhouseholds.oruponthecovered"auto"; <br />(3)Anintegralpartofthesameunit <br />housinganyelectronic <br />equipmentdescribedin <br />Paragraphs(1)and(2)above;or <br />©2011,TheHartford(Includescopyrightedmaterial <br /> <br />FormHA99160312Page3of5 <br />ofISOProperties,Inc.,withitspermission.) <br /> <br />