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Coverage under this provision d, does not apply to "bodily Injury" or "preparly damsgo" that
<br />occurred before you acquired or formed the organization.
<br />2. (EMPLOYEES AS INSUREDS
<br />SECTION 0 " LIABILITY COVERAGE, Paragraph A.I. Who Is An insured Is amended to Include the
<br />fallowing as an "Insured";
<br />s, Any "amployea" of yours while using a covered "auto" you do not own, hire or borrow but only for
<br />gate within the scope of thelr employment by you. Insurance provided by this endorsement Is
<br />excess over any other Insurance available to any "omplayoa", .
<br />f. Any "employee" of youre Olin operating on "auto" hired or borrowed under a written contract or
<br />agreement In that "amployeo's" name, with your permission, while parfomttng duties related to
<br />the conduct of your business and within the scope of their employment, insurance provided by this
<br />endorsement Is excess over any other insurance available to the "amployee".
<br />3. ADDITIONAL INSURED BY CONTRACT, AGREEMENT OR PERMIT
<br />SECTION lI • LIABILITY COVERAGE, Paragraph A.I. Who Is An Insured to amended to Include the
<br />following as an "Insured";
<br />Sam g. Any person or organization with respect to the operation, n aintenanco or use of a covered "auto",
<br />provided that you and such person or organizallari have agreed In a written contract, written
<br />agreement, or permit Issued to you by governmental or public authority, to add such parson, or
<br />orgsnizatforl, or governmental or pubilo authoriy to this policy as an'tnaurad".
<br />However, such person or organization Is alt'insured';
<br />(f) Only with respect to the operation, maintenance or use of a covered "auto";
<br />(2) only for "bodily Injury" or "pmperty damage" caused by an "accident' which takes place after
<br />g
<br />d executed the written contract or written agreement, or the permit has been issued to you;
<br />(3) Only for the duration or that contract, agreement or permit,
<br />The "Insured" Is required to submit a claim to any other insurer to which coverage could apply for
<br />defense and Indemnity. Unless the "tosured" has agreed in writing to primary nonconetbutoty
<br />wording per enhancement number 24, thin policy is excess over any other colleafibla insurance.
<br />4. SUPPLEMENTARY PAYMENTS
<br />SECTION If «LIABILITY COVERAGE, Coverage Extensions, 2.a. Supplementary Payments, Paragraphs
<br />(2) and (4) are replaced by the following;
<br />(2) Up to $3,000 for cost or ball bonds (Including bonds for related traffic violations ) required because
<br />of an "occident" we cover, We do not have to fumish these bonds,
<br />(4) All reasonable expenses Incurred by the "Insured" at our request, fnoluding actual logo of earnings
<br />up to 4600 it day boosuae of Bmo off from Work.
<br />S. AMlIN13ED FELLOW EMPLOYEE EXCLUSION
<br />in those )urfadlotions where, by law, follow "amployeae" are not entitled to the irmt8won afforded to
<br />the employer by the workers oomponsation axciusiv(ty rule, or similar protection, the following provi.
<br />sion is added:
<br />SECTION II • LIABILITY, Exclusion B.G. Fellow Employee does not apply If the "bodily Injury" results
<br />from the use of a covered "auto" you own or hire if you have workers compensation Insurance in force
<br />for all of your 'employees" at the time or "loss".
<br />This covelmgo is excess over any other collectible Insurance,
<br />SECTION f i - PHYSICAL DAMAGE COVERAGE; Is amended as follows;
<br />6. HIRED AUTO PHYSICAL DAMAGE
<br />Paragraph AA. Coverage Extensions of SECTION III " PHYSICAL DAMAGE COVERAGE, is amended by
<br />adding the foliowingi
<br />It hired "eutce" are covered 'outov for Liability Coverage, and If Comprehensive, Specified Causes of
<br />Loss or Collision coverage pro provided under the Business Auto Covomgs Form for any settle" you
<br />own, than the Physical Damage coveregoo provided are extended to "autos": _
<br />es
<br />2n16LlbarlyMusasllnaumnce , P 1lekM"i"gmrentpWem
<br />AC 66 43 0018 Indudas oopydghtod inals8al of insurance Services Office, lna,wilh lta pennlealo rrAnry "wen & ry
<br />-' r ny ,r,Rw !eo sY
<br />IN
<br />FI' I ,, i Fe. Y
<br />Risk Management Analyst
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