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*S1*0521523 GREAT AMERICAN ALLIANCE INSURANCE COMPANY *D/B* 058909113 253316 * S1 * 0521523 GREATAMERICAN ALLIANCE INSURANCE COMPANY *D/B* 058909113 253316 CA 86 20 (Ed. 05/16) THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. SIGNATURE BUSINESS AUTO BROADENING ENDORSEMENT This endorsement modifies insurance provided under the following form'. BUSINESS AUTO COVERAGE FORM To the extent that the provisions of this endorsement provide broader benefits to the "insured" than other provisions of the policy, the provisions of this endorsement apply. This is s mary of the v additional coverages and coverage modifications provided by this endorsementmFor complete details on specific coverages, consult the actual policy wording. Coverage Limit of Insurance Page Who is an Insured - Employees, Partners, Members, Volunteers and Board Members Included 2 Automatic Additional Insureds - By Contract and Primary and Non -Contributory Provision Included 2 Leased Auto Coverage Included 3 Owned Subsidiaries and Newly Acquired or Formed Organizations Included 4 Supplementary Payments - Bail Bonds $5,000 4 Supplementary Payments - Loss of Earnings $1,000 per day 4 Fellow Employee Included 5 Physical Damage Coverage Extensions - Towing $200 - any auto 5 Physical Damage Coverage Extensions - Glass Breakage No Deductible 5 Physical Damage Coverage Extensions - Transportation Expenses $100 per day, $3,000 max 5 Hired Auto Physical Damage Coverage $100 per day, $3,000 max 5 Total Theft of a Covered Auto $500 - personal items, $1,000 - nable expenses reasonable toreturn stolen auto 6 Auto Loan / Lease Gap Protection Included 6 Customization Coverage $2,000 7 CA 86 20 (Ed. 05/16) (Page 1 of 9) *S1*0521523 GREAT AMERICAN ALLIANCE INSURANCE COMPANY *D/B* 058909113 253316 (2) signed by all parties prior to the "accident." This person or organization is an Additional Insured only to the extent you are liable for a "accident" caused, in whole or in part, by the use of a covered "auto' being driven by you or any "insured " However, a. the insurance afforded to such Additional Insured only applies to the extent permitted by law', and It. if coverage provided to the Additional Insured is required by a written contract or written agreement, the insurance afforded to such Additional Insured will not be broader than that which you a required by the written contract or written agreement to provide for such Additional Insured. With respect to insurance provided to an Additional Insured the following provisions apply'. a. This insurance is primary to and will not seek contribution from any other insurance available to an Additional Insured under your policy provided that. (1) The Additional Insured is a Named Insured under such other insurance', and (2) You have agreed in writing in a contract or agreement that this insurance would be primary and would not seek contribution from any other insurance available to the Additional Insured. It. When a written contract or written agreement does not require this insurance to be primary or primary and non-contributory, this insurance is excess over any other insurance for which the Additional Insured is designated as a Named Insured. c. Regardless of the written contract or written agreement between you and an Additional Insured, this insurance is excess e any other in whether primary, a contingent o any other basis for whichthe Additional Insured insurance sbeen added as an additional insured on other policies. d. If coverage provided to the additional insured is required by a written contract or written agreement, the most we will pay on behalf of the additional insured is the amount of insurance'. (1) Required by the written contract or written agreement, or (2) Available under the applicable Limits of Insurance show in the Declarations', whichever is less. C. LEASED AUTO COVERAGE With respect to insurance provided to an Additional Insured who is a lessor of a "leased auto' the following provisionsapply'. SECTION II - COVERED AUTOS LIABILITY COVERAGE, A. Coverage is amended by adding the following'. Any "leased auto' designated or described in the Schedule will be considered a covered "auto' you own and not covered "auto" you hire or borrow. For a covered "auto' that is a "leased auto' Who Is An Insured is changed to include as an "Insured" the lessor. The coverages provided under this endorsement apply to any "leased auto' described in the CA 86 20 (Ed. 05/16) (Page 3 of 9) Coverage Limit of Insurance Page Newly Acquired Owned Autos and Donated Autos Physical Damage Coverage $100,000 7 Rental Reimbursement Coverage $100 per day up to 30 days 8 $500 for re nable expenses to remove and replace your materials and equipment 8 Accidental Discharge - Airbag Coverage Included 8 Original Equipment Manufacturer OEM Part Replacement Included 8 Multiple Deductibles Included 8 Notice and Knowledge of Occurrence - Duties in the Event of Accident, Claim, Suit or Loss Included 8 Blanket Waiver of Subrogation By Written Contract Included 9 Unintentional Failure to Disclose Hazards Included 9 Mental Anguish Included 9 A. WHO IS AN INSURED - EMPLOYEES, PARTNERS, MEMBERS, VOLUNTEERS AND BOARD MEMBERS SECTION II - COVERED AUTOS LIABILITY COVERAGE, A. 1. Who is An Insured is amended by adding the following'. d. Any "employee', partner or member of yours while using a covered "auto' you don't own, hire or borrow in your business or your personal affairs. e. Anyone volunteering services to you while using a covered "auto' you don't own, hire o borrow in activities necessary to your business. Anyone else who furnishes that "auto" is also an "insured". f. Board members (or their spouses) while renting a vehicle while on business for the named insured. B. AUTOMATIC ADDITIONAL INSUREDS - BY CONTRACT AND PRIMARY AND NON-CONTRIBUTORY PROVISION SECTION II - COVERED AUTOS LIABILITY COVERAGE, A. 1. Who is An Insured is amended to include as an Insured any person or organization whom you are required to add as an Additional Insured on this policy under'. a. a written contract or written agreement'. (1) in effect on the date of the "accident and CA 86 20 (Ed. 05/16) (Page 2 of 9) *S1 *0521523 GREAT AMERICAN ALLIANCE INSURANCE COMPANY *D/B* 058909113 253316 Schedule until the expiration date shown in the Schedule, o when the lessor or his or her agent takes possession of the "leased auto," whichever occurs firsts SECTION IV - BUSINESS AUTO CONDITIONS, A.4. Loss Payment - Physical Damage Coverages is amended by adding the following'. a. We will pay, as interest may appear, you and the lessor for "loss" to a "leased auto." It. The insurance covers the interest of the lessor unless the "loss" results from fraudulent acts or omissions on your part. c. If we make any payment to the lessor, we will obtain his or her rights against any other party. SECTION V - DEFINITIONS is amended by adding the following definition'. "Leased auto" means any "auto" leased or rented to you including any substitute, replacement o extra "auto' neededto meet seasonal or other needs, under a leasing or rental agreement that requires you to provide direct primary insurance for the lessor. D. OWNED SUBSIDIARIES AND NEWLY ACQUIRED OR FORMED ORGANIZATIONS SECTION II - COVERED AUTOS LIABILITY COVERAGE, A. 1. Who is An Insured is amended by adding the following'. The following are "insureds a. Any subsidiary which is a legally incorporated entity of which you maintain ownership or majority interest on the effective date of this Coverage Form except. (1) Any subsidiary that is an insured under any other automobile liability policy. (2) Any subsidiary which would be an insured under any other automobile liability policy but for the termination of such policy or exhaustion of such policy's Limits of Insurance. It. Any organization you newly acquire or form, and in which you maintain ownership or majority interest, but only for the period beginning when you first maintained majority interest until the end of the policy period of this Coverage Form, or the next anniversary of the inception date of this Coverage From, whichever is earlier. However, the newly acquired or formed organization is not an "Insured (1) For "bodily injury" or "property damage' resulting from an "accident" that occurred before you acquired or formed the organization. (2) If it is an insured under any other automobile liability policy or would be an insured under any other automobile liability policy but for the termination of such policy or exhaustion of such policy's Limits of Insurance. E. SUPPLEMENTARY PAYMENTS SECTION II - COVERED AUTOS LIABILITY COVERAGE, A.2.a.(2) is deleted and replaced with the following'. (2) Up to $5,000 for cost of bail bonds (in because of an "accident" we cover. We SECTION II - COVERED AUTOS LIABILITY .±o^" RISK Mamiganerd DhisioR following'. r� e o REVIEWED & APPROVED BY: e Aeevaa CA 86 20 (Ed. 05/16) (Pay I �—"� Risk Management Specialist