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PI-GLD-HS (10/11) <br />Duties in the Event of Occurrence, Claim or SuitIncluded10 <br />Unintentional Failure to Disclose HazardsIncluded10 <br />Transfer of Rights of Recovery Against Others To UsClarification10 <br />LiberalizationIncluded11 <br />Bodily Injury –includes Mental AnguishIncluded11 <br />Personal and Advertising Injury –includes Abuse of Process, Included11 <br />Discrimination <br /> <br />A. Extended Property Damage <br /> SECTION I – COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE <br /> LIABILITY, Subsection 2. Exclusions, Paragraph a. is deleted in its entirety and replaced by the <br /> following: <br /> a.Expected or Intended Injury <br /> “Bodily injury” or property damage” expected or intended from the standpoint of the insured. <br /> This exclusion does not apply to “bodily injury” or “property damage” resulting from the use of <br /> reasonable force to protect persons or property. <br />B. Limited Rental Lease Agreement Contractual Liability <br />SECTION I – COVERAGES, COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE <br /> LIABILITY, Subsection 2. Exclusions,Paragraph b. Contractual Liability is amended to include the <br /> following: <br /> (3) Based on the named insured’s request at the time of claim, we agree to indemnify the <br /> named insured for their liability assumed in a contract or agreement regarding the rental <br /> or lease of a premises on behalf of their client, up to $50,000. This coverage extension <br /> only applies to rental lease agreements. This coverage is excess over any renter’s <br /> liability insurance of the client. <br />C. Non-Owned Watercraft <br /> SECTION I – COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE <br /> LIABILITY, Subsection 2. Exclusions, Paragraph g. (2) is deleted in its entirety and replaced by the <br /> following: <br /> <br /> (2) A watercraft you do not own that is: <br /> (a) Less than 58 feet long; and <br /> (b) Not being used to carry persons or property for a charge; <br /> This provision applies to any person, who with your consent, either uses or is responsible for <br /> the use of a watercraft. This insurance is excess over any other valid and collectible <br /> insurance available to the insured whether primary, excess or contingent. <br />D. Damage to Property You Own, Rent or Occupy <br /> <br /> SECTION I – COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE <br />Page 2 of 12 <br />Includes copyrighted material of Insurance Services Office, Inc.,with its permission. <br />© 2011 Philadelphia Indemnity Insurance Company <br /> <br />