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CITIGUARD, INC. (3)
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CITIGUARD, INC. (3)
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Last modified
6/14/2022 4:14:21 PM
Creation date
6/14/2022 4:12:24 PM
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Contracts
Company Name
CITIGUARD, INC.
Contract #
N-2022-162
Agency
Planning & Building
Expiration Date
4/21/2023
Insurance Exp Date
3/26/2023
Destruction Year
2028
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Policy # PHPK2396185 <br />4. Other insurance <br />If other valid and collectible insurance is available <br />to the insured for a loss we cover under <br />Coverages A or B of this Coverage Part, our <br />obligations are limited as follows: <br />a. Primary Insurance <br />This insurance is primary except when <br />Paragraph b. below applies. If this,inturance is <br />primary, our obligations are not affected unless <br />any of the other insurance is also primary. <br />Then, we will share with all. that= other <br />insurance by the . method described in <br />Paragraph c. below. <br />b. Excess Insurance <br />(1) This insurance is excess over: <br />(a) Any of the other insurance, whether <br />primary, excess, contingent or on any <br />other basis: <br />(I) That is: Fire, Extended Coverage, <br />Builder's . Risk, Installation Risk or <br />similar coverage for "your work"; . <br />(ii) That is Fire insurance for premises <br />rented to you or temporarily <br />occupied by you with permission of <br />the owner,. <br />(III) That is insurance purchased by you <br />to cover your liability as a tenant for <br />"property damage" to premises <br />rented to you or temporarily <br />occupied by you with permission of <br />the owner: or <br />(iv) If the loss arises out of , the <br />maintenance or use of aircraft, <br />"autos" or watercraft to the extent not <br />subject to Exclusion g. of Section I — <br />Coverage A — Bodily Injury And <br />Property Damage Liability. ' <br />(b) Any other primary insurance available to <br />you covering liability for_ damages <br />arising out of the premises or <br />operations, or the. products and <br />completed operations, for which. you <br />have been added as an additional <br />insured. <br />(2) When this insurance is excess, we will have <br />no duty under Coverages A or B to defend <br />the insured against any "suit" if any other <br />insurer has a duty to defend the insured <br />against that "suit". If no other insurer <br />defends, we will undertake to do so, but we <br />will be entitled to the insured's rights <br />against all those other insurers. <br />(3) When this insurance is excess over other <br />insurance, we will pay only our share of the <br />amount of the loss, if any, that exceeds the <br />sum of: <br />(a) The total amount that all such other <br />insurance would pay for the loss in the <br />absence of this insurance; and <br />(b) The total of all deductible and self - <br />insured amounts under all that other <br />insurance. <br />(4) We will share the remaining loss, if any, <br />with any other insurance that is not <br />described in this Excess Insurance <br />provision and was not bought specifically to <br />apply in excess of the Limits of Insurance <br />shown in the Declarations of this Coverage <br />Part. <br />c. Method Of Sharing <br />If all of the other insurance permits contribution <br />by equal shares, we will follow this method <br />also. Under this approach each insurer <br />contributes equal amounts until it has paid its <br />applicable limit of insurance or none of the loss <br />remains, whichever comes first. <br />If any of the other insurance does not permit <br />contribution by equal shares, we will contribute <br />by limits. Under this method, each insurer's <br />share is based on the ratio of its applicable <br />limit of insurance to the total applicable limits of <br />insurance of all insurers. <br />5. Premium Audit <br />a. We will compute all premiums for this <br />Coverage Part in accordance with our rules <br />and rates. <br />b. Premium shown in this Coverage Part as <br />advance premium is a deposit premium only. <br />At the close of each audit period we will <br />compute the earned premium for that period <br />and send notice to the first Named Insured. <br />The due date for audit and retrospective <br />premiums is the date shown as the due date <br />on the bill. If the sum of the advance and audit <br />premiums paid for the policy period is greater <br />than the earned premium, we will return the <br />excess to the first Named Insured. <br />c. The first Named Insured must keep records of <br />the information we need for premium <br />computation, and send us copies at such times <br />as we may request. <br />6. Representations <br />By accepting this policy, you agree: <br />a. The statements in <br />accurate and complete; <br />Page 12 of 16 0 Insurance Services Office, Inc., 2012 <br />the Declarations are <br />lift,s,.,. <br />wd Mvgemuon+eiw, <br />1�VIE1RID6 MrR(N®Bv: <br />%au P'e�wn <br />Risk M1Uwge,ren[ Umul!' de <br />
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