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<br /> g. Water, other liquids, powder or molten This exclusion, k., does not apply:
<br />material that leaks or flows from plumbing,
<br /> (a) To the extent that coverage is
<br />heating, air conditioning or other equipment
<br />provided under the Additional
<br />(except fire protective systems) caused by
<br />Coverage, Collapse; or
<br />or resulting from freezing, unless:
<br /> (b) To collapse caused by one or more
<br /> (1) You do your best to maintain heat in the
<br />of the following:
<br />building or structure; or
<br /> (i) The "specified causes of loss";
<br /> (2) You drain the equipment and shut off
<br /> (ii)Breakage of building glass;
<br />the supply if the heat is not maintained.
<br /> (iii)Weight of rain that collects on a
<br /> h. Dishonest or criminal act (including theft) by
<br />roof; or
<br />you, any of your partners, members,
<br />officers, managers, employees (including
<br /> (iv) Weight of people or personal
<br />temporary employees and leased workers),
<br />property.
<br />directors, trustees or authorized
<br /> l. Discharge, dispersal, seepage, migration,
<br />representatives, whether acting alone or in
<br />release or escape of "pollutants" unless the
<br />collusion with each other or with any other
<br />discharge, dispersal, seepage, migration,
<br />party; or theft by any person to whom you
<br />release or escape is itself caused by any of
<br />entrust the property for any purpose,
<br />the "specified causes of loss". But if the
<br />whether acting alone or in collusion with
<br />discharge, dispersal, seepage, migration,
<br />any other party.
<br />release or escape of "pollutants" results in a
<br />This exclusion:
<br />"specified cause of loss", we will pay for the
<br />loss or damage caused by that "specified
<br /> (1) Applies whether or not an act occurs
<br />cause of loss".
<br />during your normal hours of operation;
<br />This exclusion, I., does not apply to
<br /> (2) Does not apply to acts of destruction by
<br />damage to glass caused by chemicals
<br />your employees (including temporary
<br />applied to the glass.
<br />employees and leased workers) or
<br />authorized representatives; but theft by
<br /> m. Neglect of an insured to use all reasonable
<br />your employees (including temporary
<br />means to save and preserve property from
<br />employees and leased workers) or
<br />further damage at and after the time of loss.
<br />authorized representatives is not
<br /> 3. We will not pay for loss or damage caused by
<br />covered.
<br />or resulting from any of the following, 3.a.
<br /> i. Voluntary parting with any property by you
<br />through 3.c. But if an excluded cause of loss
<br />or anyone else to whom you have entrusted
<br />that is listed in 3.a. through 3.c. results in a
<br />the property if induced to do so by any
<br />Covered Cause of Loss, we will pay for the
<br />fraudulent scheme, trick, device or false
<br />loss or damage caused by that Covered Cause
<br />pretense.
<br />of Loss.
<br /> j. Rain, snow, ice or sleet to personal
<br /> a. Weather conditions. But this exclusion only
<br />property in the open.
<br />applies if weather conditions contribute in
<br />any way with a cause or event excluded in
<br /> k. Collapse, including any of the following
<br />Paragraph 1. above to produce the loss or
<br />conditions of property or any part of the
<br />damage.
<br />property:
<br /> b. Acts or decisions, including the failure to act
<br /> (1) An abrupt falling down or caving in;
<br />or decide, of any person, group,
<br /> (2) Loss of structural integrity, including
<br />organization or governmental body.
<br />separation of parts of the property or
<br /> c. Faulty, inadequate or defective:
<br />property in danger of falling down or
<br />caving in; or
<br /> (1) Planning, zoning, development,
<br />surveying, siting;
<br /> (3) Any cracking, bulging, sagging, bending,
<br />leaning, settling, shrinkage or expansion
<br /> (2) Design, specifications, workmanship,
<br />as such condition relates to (1) or (2)
<br />repair, construction, renovation,
<br />above.
<br />remodeling, grading, compaction;
<br />But if collapse results in a Covered Cause
<br /> (3) Materials used in repair, construction,
<br />of Loss at the described premises, we will
<br />renovation or remodeling; or
<br />pay for the loss or damage caused by that
<br /> (4) Maintenance;
<br />Covered Cause of Loss.
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