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<br /> (2) To Business Income Coverage or to 2.We will pay for direct physical loss or damage
<br />Extra Expense Coverage.
<br />to Covered Property, caused by abrupt
<br />collapse of a building or any part of a building
<br /> 3. The special limit shown for each category, a.
<br />that is insured under this Coverage Form or
<br />through d., is the total limit for loss of or
<br />that contains Covered Property insured under
<br />damage to all property in that category. The
<br />this Coverage Form, if such collapse is caused
<br />special limit applies to any one occurrence of
<br />by one or more of the following:
<br />theft, regardless of the types or number of
<br />articles that are lost or damaged in that a. Building decay that is hidden from view,
<br />occurrence. The special limits are (unless a unless the presence of such decay is
<br />higher limit is shown in the Declarations): known to an insured prior to collapse;
<br /> a. $2,500 for furs, fur garments and garments b. Insect or vermin damage that is hidden
<br />trimmed with fur. from view, unless the presence of such
<br />damage is known to an insured prior to
<br /> b. $2,500 for jewelry, watches, watch
<br />collapse;
<br />movements, jewels, pearls, precious and
<br />semiprecious stones, bullion, gold, silver, c. Use of defective material or methods in
<br />platinum and other precious alloys or construction, remodeling or renovation if the
<br />metals. This limit does not apply to jewelry abrupt collapse occurs during the course of
<br />and watches worth $100 or less per item. the construction, remodeling or renovation.
<br /> c. $2,500 for patterns, dies, molds and forms. d.Use of defective material or methods in
<br />construction, remodeling or renovation if the
<br /> d. $250 for stamps, tickets, including lottery
<br />abrupt collapse occurs after the
<br />tickets held for sale, and letters of credit.
<br />construction, remodeling or renovation is
<br />These special limits are part of, not in addition
<br />complete, but only if the collapse is caused
<br />to, the Limit of Insurance applicable to the
<br />in part by:
<br />Covered Property.
<br /> (1) A cause of loss listed in 2.a. or 2.b.;
<br />This limitation, C.3., does not apply to
<br /> (2) One or more of the "specified causes of
<br />Business Income Coverage or to Extra
<br />loss";
<br />Expense Coverage.
<br /> (3)Breakage of building glass;
<br /> 4. We will not pay the cost to repair any defect to
<br />a system or appliance from which water, other (4) Weight of people or personal property;
<br />liquid, powder or molten material escapes. But or
<br />we will pay the cost to repair or replace
<br /> (5) Weight of rain that collects on a roof.
<br />damaged parts of fire-extinguishing equipment
<br /> 3. This Additional Coverage – Collapse does
<br />if the damage:
<br />not apply to:
<br /> a. Results in discharge of any substance from
<br /> a. A building or any part of a building that is in
<br />an automatic fire protection system; or
<br />danger of falling down or caving in;
<br /> b. Is directly caused by freezing.
<br /> b.A part of a building that is standing, even if
<br />However, this limitation does not apply to
<br />it has separated from another part of the
<br />Business Income Coverage or to Extra
<br />building; or
<br />Expense Coverage.
<br /> c.A building that is standing or any part of a
<br />D. Additional Coverage – Collapse
<br />building that is standing, even if it shows
<br />evidence of cracking, bulging, sagging,
<br />The coverage provided under this Additional
<br />bending, leaning, settling, shrinkage or
<br />Coverage, Collapse, applies only to an abrupt
<br />collapse as described and limited in D.1. through expansion.
<br />D.7.
<br /> 4. With respect to the following property:
<br /> 1. For the purpose of this Additional Coverage,
<br /> a. Outdoor radio or television antennas
<br />Collapse, abrupt collapse means an abrupt
<br />(including satellite dishes) and their lead-in
<br />falling down or caving in of a building or any
<br />wiring, masts or towers;
<br />part of a building with the result that the
<br />building or part of the building cannot be
<br />occupied for its intended purpose.
<br />CP 10 30 09 17 © Insurance Services Office, Inc.,2016 Page 7of 10
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