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We will pay for your reasonable and necessary cost to research, replace <br />and restore lost “data.” <br />The most we will pay for loss or expense under this coverage, including <br />actual loss of Business Income you sustain and necessary Extra Expense <br />you incur, if shown as covered, is $25,000 unless otherwise shown in a <br />Schedule. <br />f. Service Interruption <br />(1) Any insurance provided for Business Income, Extra Expense or <br />Spoilage is extended to apply to your loss, damage or expense <br />caused by an “accident” to equipment that is owned by a utility, <br />landlord or other supplier with whom you have a contract to supply <br />you with any of the following services: electrical power, waste <br />disposal, air conditioning, refrigeration, heating, natural gas, <br />compressed air, water, steam, internet access, <br />telecommunications services, wide area networks or data <br />transmission. The equipment must meet the definition of “covered <br />equipment” except that it is not Covered Property. <br /> (2) Unless otherwise shown in a Schedule, Service Interruption <br />coverage will not apply unless the failure or disruption of service <br />exceeds 24 hours immediately following the “accident.” <br />(3) The most we will pay for loss, damage or expense under this <br />coverage is the limit that applies to Business Income, Extra <br />Expense or Spoilage, except that if a limit is shown in a Schedule <br />for Service Interruption, that limit will apply to Business Income <br />and Extra Expense loss under this coverage. <br /> g. Business Income and Extra Expense <br />Any insurance provided under this coverage part for Business Income or <br />Extra Expense is extended to the coverage provided by this <br />endorsement. The most we will pay for loss of Business Income you <br />sustain or necessary Extra Expense you incur is the limit shown in the <br />Declarations for that coverage, unless otherwise shown in a Schedule. <br />3. EXCLUSIONS <br /> All exclusions in the Causes of Loss form apply except as modified below and to <br />the extent that coverage is specifically provided by this Additional Coverage <br />Equipment Breakdown. <br />a. The exclusions are modified as follows: <br />(1) If the Causes of Loss -- Basic Form or Causes of Loss -- Broad <br />Form applies, the following is added to Exclusion B.2.: <br />Depletion, deterioration, corrosion, erosion, wear and tear, or <br />other gradually developing conditions. But if an “accident” results, <br />we will pay for the resulting loss, damage or expense. <br /> (2) The following is added to Exclusion B.1.g.(1): <br /> However, if electrical “covered equipment” requires drying out <br />because of the above, we will pay for the direct expenses of such <br />drying out subject to the applicable Limit of Insurance and <br />S3008 (03/08) Page 3 of 9 <br /> <br />