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<br />® <br />American Reliable Insurance Company <br />® <br />Diamond State Insurance Company <br />® <br />Penn-America Insurance Company <br />® <br />Penn-Patriot Insurance Company <br />® <br />Penn-Star Insurance Company <br />® <br />United National Insurance Company <br /> <br />Important Notice for Policyholders Regarding Public Health <br />Emergency <br />Global Indemnity Group, which includes our affiliated companies and subsidiaries, understands <br />the challenges facing our policyholders during a public health emergency. <br />A public health emergency is any event that represents immediate threat to human life or health <br />and requires prompt action by way of mitigation measures to protect the health of the public. <br />The event must require action taken by city, county, state or national officials to shut down <br />businesses or alter operations. <br />If an emergency order has been declared, at the request of the Named Insured, Global <br />Indemnity Group may take the following steps to assist policyholders that are active and in good <br />standing, with no cancellations pending, at the time of the public health emergency: <br />Minimum Earned Premium Waived: We may waive the minimum earned premium <br />when the Named Insured requests cancellation of a policy. In such case, the policy will <br />be cancelled on a pro-rata basis and no short rate penalty will be imposed. <br />Premium Audit Exposures: We may opt not to endorse the increased sales, receipts or <br />payroll exposures on the current policy term as a result of a premium audit on the prior <br />policy term. Any amounts due from the audit will be paid pursuant to the terms of the <br />policy. <br />Inspections and Recommendation Compliance Extension: We may give you a 30- <br />day extension from the original date you were required to comply with critical and non- <br />critical recommendations. All other inspection and recommendation compliance <br />requirements remain unchanged. <br />These accommodations are in addition to any required by the Named Insured’s jurisdiction. If <br />there is a conflict between a jurisdictional requirement and an accommodation in this memo, the <br />one most beneficial to the Named Insured will apply. <br />If you have been affected by a public health emergency, we urge you to contact your insurance <br />agent. <br />NAA-238 (02/2021) Page 1 of 2 <br /> <br />