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IMPORTANTNOTICE: <br />1. THE INSURANCE POLICY THAT YOU HAVE PURCHASED IS BEING <br />ISSUED BY AN INSURER THAT IS NOT LICENSED BY THE STATE OF <br />CALIFORNIA. THESE COMPANIES ARE CALLED “NONADMITTED” OR <br />“SURPLUS LINE” INSURERS. <br />2. THE INSURER IS NOT SUBJECT TO THE FINANCIAL SOLVENCY <br />REGULATION AND ENFORCEMENT THAT APPLY TO CALIFORNIA <br />LICENSED INSURERS. <br />3. THE INSURER DOES NOT PARTICIPATE IN ANY OF THE INSURANCE <br />GUARANTEE FUNDS CREATED BY CALIFORNIA LAW. THEREFORE, <br />THESE FUNDS WILL NOT PAY YOUR CLAIMS OR PROTECT YOUR <br />ASSETS IF THE INSURER BECOMES INSOLVENT AND IS UNABLE TO <br />MAKE PAYMENTS AS PROMISED. <br />4. THE INSURER SHOULD BE LICENSED EITHER AS A FOREIGN <br />INSURER IN ANOTHER STATE IN THE UNITED STATES OR AS A NON- <br />UNITED STATES (ALIEN) INSURER. YOU SHOULD ASK QUESTIONS <br />OF YOUR INSURANCE AGENT, BROKER, OR “SURPLUS LINE” <br />BROKER OR CONTACT THE CALIFORNIA DEPARTMENT OF <br />INSURANCE AT THE FOLLOWING TOLL-FREE NUMBER, 1-800-927- <br />4357 OR INTERNET WEB SITE, WWW.INSURANCE.CA.GOV. ASK <br />WHETHER OR NOT THE INSURER IS LICENSED AS A FOREIGN OR <br />NON-UNITED STATES (ALIEN) INSURER AND FOR ADDITIONAL <br />INFORMATION ABOUT THE INSURER. YOU MAY ALSO VISIT THE <br />NAIC’S INTERNET WEB SITE AT WWW.NAIC.ORG. THE NAIC – THE <br />NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS – IS THE <br />REGULATORY SUPPORT ORGANIZATION CREATED AND GOVERNED <br />BY THE CHIEF INSURANCE REGULATORS IN THE UNITED STATES. <br />D-2 (Effective January 1, 2020) <br /> <br />