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IL 00 17 11 98 COMMON POLICY CONDITIONS All Coverage Parts included in this policy are subject to the following conditions. A.Cancellationb.Give you reports on the conditions we find; and 1.The first Named Insured shown in the Declara- tions may cancel this policy by mailing or de-c.Recommend changes. livering to us advance written notice of cancel- 2.We are not obligated to make any inspections, lation. surveys, reports or recommendations and any 2.We may cancel this policy by mailing or deliv-such actions we do undertake relate only to in- ering to the first Named Insured written noticesurability and the premiums to be charged. We of cancellation at least:do not make safety inspections. We do not un- dertake to perform the duty of any person or a.10 days before the effective date of cancel- organization to provide for the health or safety lation if we cancel for nonpayment of pre- of workers or the public. And we do not warrant mium; or that conditions: b.30 days before the effective date of cancel- a.Are safe or healthful; or lation if we cancel for any other reason. b.Comply with laws, regulations, codes or 3.We will mail or deliver our notice to the first standards. Named Insured's last mailing address known to us.3.Paragraphs1. and 2. of this condition apply not only to us, but also to any rating, advisory, 4.Notice of cancellation will state the effective rate service or similar organization which date of cancellation. The policy period will end makes insurance inspections, surveys, reports on that date. or recommendations. 5.If this policy is cancelled, we will send the first 4.Paragraph2. of this condition does not apply Named Insured any premium refund due. If we to any inspections, surveys, reports or recom- cancel, the refund will be pro rata. If the first mendations we may make relative to certifica- Named Insured cancels, the refund may be tion, under state or municipal statutes, ordi- less than pro rata. The cancellation will be ef- nances or regulations, of boilers, pressure ves- fective even if we have not made or offered a sels or elevators. refund. E.Premiums 6.If notice is mailed, proof of mailing will be suf- ficient proof of notice.The first Named Insured shown in the Declara- tions: B.Changes 1.Is responsible for the payment of all premiums; This policy contains all the agreements between and you and us concerning the insurance afforded. The first Named Insured shown in the Declara-2.Will be the payee for any return premiums we tions is authorized to make changes in the termspay. of this policy with our consent. This policy's terms F.Transfer Of Your Rights And Duties Under can be amended or waived only by endorsement This Policy issued by us and made a part of this policy. Your rights and duties under this policy may not C.Examination Of Your Books And Records be transferred without our written consent except We may examine and audit your books and rec-in the case of death of an individual named in- ords as they relate to this policy at any time duringsured. the policy period and up to three years afterward. If you die, your rights and duties will be trans- D.Inspections And Surveysferred to your legal representative but only while acting within the scope of duties as your legal rep- 1.We have the right to: resentative. Until your legal representative is ap- a.Make inspections and surveys at any time; pointed, anyone having proper temporary custody of your property will have your rights and duties but only with respect to that property. IL 00 17 11 98Copyright, Insurance Services Office, Inc., 1998Page1 of 1‽‽