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2. Exclusions This exclusion applies even if the claims against any insured allege negligence or other This insurance does not apply to: wrongdoing in: a. Expected Or Intended Injury (a) Thesupervision, hiring, employment, "Bodily injury" or "property damage" expected training or monitoring of others by that or intended from the standpoint of the insured. insured; or This exclusion does not apply to "bodily injury" (b) Providing or failing to provide resulting from the use of reasonable force to transportation with respect to any protect persons or property. person that may be under the influence b. Contractual Liability of alcohol; "Bodily injury" or "property damage" for which if the "occurrence" which caused the "bodily the insured is obligated to pay damages by injury" or "property damage", involved that reason of the assumption of liability in a which is described in Paragraph (1), (2) or (3) contract or agreement. This exclusion does not above. apply to liability for damages: However, this exclusion applies only if you are (1) That the insured would have in the absence in the business of manufacturing, distributing, of the contract or agreement; or selling, serving or furnishing alcoholic beverages. For the purposes of this exclusion, (2) Assumed in a contract or agreement that is permitting a person to bring alcoholic an "insured contract", provided the "bodily beverages on your premises, for consumption injury" or "property damage" occurs on your premises, whether or not a fee is subsequent to the execution of the contract charged or a license is required for such or agreement. Solely for the purposes of activity, is not by itself considered the business liability assumed in an "insured contract", of selling, serving or furnishing alcoholic reasonable attorneys' fees and necessary beverages. litigation expenses incurred by or for a party other than an insured are deemed to be d. Workers' Compensation And Similar Laws damages because of "bodily injury" or Any obligation of the insured under a workers' "property damage", provided: compensation, disability benefits or (a) Liability to such party for, or for the cost unemployment compensation law or any of, that party's defense has also been similar law. assumed in the same "insured contract"; e. Employer's Liability and "Bodily injury" to: (b) Such attorneys' fees and litigation expenses are for defense of that party (1) An "employee" of the insured arising out of against a civil or alternative dispute and in the course of: resolution proceeding in which damages (a) Employment by the insured; or to which this insurance applies are (b) Performing duties related to the conduct alleged. of the insured's business; or c. Liquor Liability (2) The spouse, child, parent, brother or sister "Bodily injury" or "property damage" for which of that "employee" as a consequence of any insured may be held liable by reason of: Paragraph (1) above. (1) Causing or contributing to the intoxication of clusion applies whether the insured This ex any person; may be liable as an employer or in any other (2) The furnishing of alcoholic beverages to a capacity and to any obligation to share person under the legal drinking age or damages with or repay someone else who under the influence of alcohol; or must pay damages because of the injury. This exclusion does not apply to liability (3) Any statute, ordinance or regulation relating to the sale, gift, distribution or use of assumed by the insured under an "insured alcoholic beverages. contract". Page 2 of 16 © Insurance Services Office, Inc.,2012 CG 00 01 04 13