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<br />COVERAGE C – MEDICAL PAYMENTS d. Workers' Compensation And Similar Laws <br /> 1. Insuring Agreement To a person, whether or not an "employee" of <br />any insured, if benefits for the "bodily injury" <br /> a. We will pay medical expenses as described <br />are payable or must be provided under a <br />below for "bodily injury" caused by an accident: <br />workers' compensation or disability benefits <br /> (1) On premises you own or rent; <br />law or a similar law. <br /> (2) On ways next to premises you own or rent; <br /> e. Athletics Activities <br />or <br />To a person injured while practicing, instructing <br /> (3) Because of your operations; <br />or participating in any physical exercises or <br />games, sports, or athletic contests. <br />provided that: <br /> f. Products-Completed Operations Hazard <br /> (a) The accident takes place in the <br />"coverage territory" and during the policy <br />Included within the "products-completed <br />period; <br />operations hazard". <br /> (b) The expenses are incurred and reported <br /> g. Coverage A Exclusions <br />to us within one year of the date of the <br />Excluded under Coverage A. <br />accident; and <br />SUPPLEMENTARY PAYMENTS – COVERAGES A <br /> (c) The injured person submits to <br />AND B <br />examination, at our expense, by <br />physicians of our choice as often as we 1. We will pay, with respect to any claim we <br />reasonably require. <br />investigate or settle, or any "suit" against an <br />insured we defend: <br /> b. We will make these payments regardless of <br />fault. These payments will not exceed the a. All expenses we incur. <br />applicable limit of insurance. We will pay <br /> b. Up to $250 for cost of bail bonds required <br />reasonable expenses for: <br />because of accidents or traffic law violations <br /> (1) First aid administered at the time of an arising out of the use of any vehicle to which <br />accident; the Bodily Injury Liability Coverage applies. We <br />do not have to furnish these bonds. <br /> (2) Necessary medical, surgical, X-ray and <br />dental services, including prosthetic c. The cost of bonds to release attachments, but <br />devices; and only for bond amounts within the applicable <br />limit of insurance. We do not have to furnish <br /> (3) Necessary ambulance, hospital, <br />these bonds. <br />professional nursing and funeral services. <br /> d. All reasonable expenses incurred by the <br /> 2. Exclusions <br />insured at our request to assist us in the <br />We will not pay expenses for "bodily injury": <br />investigation or defense of the claim or "suit", <br />including actual loss of earnings up to $250 a <br /> a. Any Insured <br />day because of time off from work. <br />To any insured, except "volunteer workers". <br /> e. All court costs taxed against the insured in the <br /> b. Hired Person <br />"suit". However, these payments do not include <br />To a person hired to do work for or on behalf of <br />attorneys' fees or attorneys' expenses taxed <br />any insured or a tenant of any insured. <br />against the insured. <br /> c. Injury On Normally Occupied Premises <br /> f. Prejudgment interest awarded against the <br />insured on that part of the judgment we pay. If <br />To a person injured on that part of premises <br />we make an offer to pay the applicable limit of <br />you own or rent that the person normally <br />insurance, we will not pay any prejudgment <br />occupies. <br />interest based on that period of time after the <br />offer. <br />Page 8 of 16 © Insurance Services Office, Inc.,2012 CG 00 01 04 13 <br /> <br /> <br />