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3. The Products-Completed Operations Aggregate (3) The nature and location of any injury or Limit is the most we will pay under Coverage A for damage arising out of the "occurrence" or damages because of "bodily injury" and "property offense. damage" included in the "products-completed b. If a claim is made or "suit" is brought against operations hazard". any insured, you must: 4. Subject to Paragraph 2. above, the Personal And (1) Immediately record the specifics of the Advertising Injury Limit is the most we will pay claim or "suit" and the date received; and under Coverage B for the sum of all damages Notify us as soon as practicable. (2) because of all "personal and advertising injury" sustained by any one person or organization. You must see to it that we receive written notice of the claim or "suit" as soon as 5. Subject toParagraph 2. or 3. above, whichever practicable. applies, the Each Occurrence Limit is the most we will pay for the sum of: c. You and any other involved insured must: a. Damages under Coverage A; and (1) Immediately send us copies of any demands, notices, summonses or legal b. Medical expenses under Coverage C papers received in connection with the because of all "bodily injury" and "property claim or "suit"; damage" arising out of any one "occurrence". (2) Authorize us to obtain records and other 6. Subject toParagraph 5. above, the Damage To information; Premises Rented To You Limit is the most we will (3) Cooperate with us in the investigation or pay under Coverage A for damages because of settlement of the claim or defense against "property damage" to any one premises, while the "suit"; and rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you (4) Assist us, upon our request, in the with permission of the owner. enforcement of any right against any person or organization which may be liable 7. Subject toParagraph 5. above, the Medical to the insured because of injury or damage Expense Limit is the most we will pay under to which this insurance may also apply. Coverage C for all medical expenses because of "bodily injury" sustained by any one person. d. No insured will, except at that insured's own cost, voluntarily make a payment, assume any The Limits of Insurance of this Coverage Part apply obligation, or incur any expense, other than for separately to each consecutive annual period and to first aid, without our consent. any remaining period of less than 12 months, starting with the beginning of the policy period shown in the 3. Legal Action Against Us Declarations, unless the policy period is extended No person or organization has a right under this after issuance for an additional period of less than 12 Coverage Part: months. In that case, the additional period will be a. To join us as a party or otherwise bring us into deemed part of the last preceding period for purposes a "suit" asking for damages from an insured; or of determining the Limits of Insurance. b. To sue us on this Coverage Part unless all of SECTION IV – COMMERCIAL GENERAL LIABILITY its terms have been fully complied with. CONDITIONS A person or organization may sue us to recover on 1. Bankruptcy an agreed settlement or on a final judgment Bankruptcy or insolvency of the insured or of the against an insured; but we will not be liable for insured's estate will not relieve us of our damages that are not payable under the terms of obligations under this Coverage Part. this Coverage Part or that are in excess of the 2. Duties In The Event Of Occurrence, Offense, applicable limit of insurance. An agreed settlement Claim Or Suit means a settlement and release of liability signed by us, the insured and the claimant or the a. You must see to it that we are notified as soon claimant's legal representative. as practicable of an "occurrence" or an offense which may result in a claim. To the extent possible, notice should include: (1) How, when and where the "occurrence" or offense took place; (2) The names and addresses of any injured persons and witnesses; and CG 00 01 04 13 © Insurance Services Office, Inc.,2012 Page 11of 16