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COMMERCIAL PROPERTY CP 00 10 10 12 BUILDING AND PERSONAL PROPERTY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this policy, the words "you" and "your" refer to the Named Insured shown in the Declarations. The words "we", "us" and "our" refer to the company providing this insurance. Other words and phrases that appear in quotation marks have special meaning. Refer to Section H.Definitions. A. Coverage b. Your Business Personal Property consists of the following property located in We will pay for direct physical loss of or damage to or on the building or structure described in Covered Property at the premises described in the the Declarations or in the open (or in a Declarations caused by or resulting from any vehicle) within 100 feet of the building or Covered Cause of Loss. structure or within 100 feet of the premises 1. Covered Property described in the Declarations, whichever distance is greater: Covered Property, as used in this Coverage Part, means the type of property described in (1) Furniture and fixtures; this section, A.1., and limited in A.2. Property (2) Machinery and equipment; Not Covered, if a Limit Of Insurance is shown in the Declarations for that type of property. (3) "Stock"; a. Building, meaning the building or structure (4) All other personal property owned by described in the Declarations, including: you and used in your business; (1) Completed additions; (5) Labor, materials or services furnished or arranged by you on personal property of (2) Fixtures, including outdoor fixtures; others; (3) Permanently installed: (6) Your use interest as tenant in (a) Machinery; and improvements and betterments. Improvements and betterments are (b) Equipment; fixtures, alterations, installations or (4) Personal property owned by you that is additions: used to maintain or service the building (a) Made a part of the building or or structure or its premises, including: structure you occupy but do not own; (a) Fire-extinguishing equipment; and (b) Outdoor furniture; (b) You acquired or made at your (c) Floor coverings; and expense but cannot legally remove; (d) Appliances used for refrigerating, (7) Leased personal property for which you ventilating, cooking, dishwashing or have a contractual responsibility to laundering; insure, unless otherwise provided for r Personal Property Of Others. unde (5) If not covered by other insurance: c. Personal Property Of Others that is: (a) Additions under construction, alterations and repairs to the building (1) In your care, custody or control; and or structure; (2) Located in or on the building or structure (b) Materials, equipment, supplies and described in the Declarations or in the temporary structures, on or within open (or in a vehicle) within 100 feet of 100 feet of the described premises, the building or structure or within 100 used for making additions, feet of the premises described in the alterations or repairs to the building Declarations, whichever distance is or structure. greater. CP 00 10 10 12 © Insurance Services Office, Inc.,2011 Page 1of 16