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d. Pollutant Clean-up And Removal (5) Under this Additional Coverage, we will not pay for: We will pay your expense to extract "pollutants" from land or water at the (a) The enforcement of or compliance described premises if the discharge, with any ordinance or law which dispersal, seepage, migration, release or requires demolition, repair, escape of the "pollutants" is caused by or replacement, reconstruction, results from a Covered Cause of Loss that remodeling or remediation of occurs during the policy period. The property due to contamination by expenses will be paid only if they are "pollutants" or due to the presence, reported to us in writing within 180 days of growth, proliferation, spread or any the date on which the Covered Cause of activity of "fungus", wet or dry rot or Loss occurs. bacteria; or This Additional Coverage does not apply to (b) Any costs associated with the costs to test for, monitor or assess the enforcement of or compliance with existence, concentration or effects of an ordinance or law which requires "pollutants". But we will pay for testing any insured or others to test for, which is performed in the course of monitor, clean up, remove, contain, extracting the "pollutants" from the land or treat, detoxify or neutralize, or in any water. way respond to, or assess the effects of "pollutants", "fungus", wet The most we will pay under this Additional or dry rot or bacteria. Coverage for each described premises is $10,000 for the sum of all covered (6) The most we will pay under this expenses arising out of Covered Causes of Additional Coverage, for each described Loss occurring during each separate 12-building insured under this Coverage month period of this policy. Form, is $10,000 or 5% of the Limit of Insurance applicable to that building, e. Increased Cost Of Construction whichever is less. If a damaged building (1) This Additional Coverage applies only to is covered under a blanket Limit of buildings to which the Replacement Insurance which applies to more than Cost Optional Coverage applies. one building or item of property, then the most we will pay under this Additional (2) In the event of damage by a Covered Coverage, for that damaged building, is Cause of Loss to a building that is the lesser of $10,000 or 5% times the Covered Property, we will pay the value of the damaged building as of the increased costs incurred to comply with time of loss times the applicable the minimum standards of an ordinance Coinsurance percentage. or law in the course of repair, rebuilding or replacement of damaged parts of that The amount payable under this property, subject to the limitations stated Additional Coverage is additional in e.(3) through e.(9) of this Additional insurance. Coverage. (7) With respect to this Additional (3) The ordinance or law referred to in e.(2) Coverage: of this Additional Coverage is an (a) We will not pay for the Increased ordinance or law that regulates the Cost of Construction: construction or repair of buildings or establishes zoning or land use (i) Until the property is actually requirements at the described premises repaired or replaced at the same and is in force at the time of loss. or another premises; and (4) Under this Additional Coverage, we will (ii) Unless the repair or replacement not pay any costs due to an ordinance is made as soon as reasonably or law that: possible after the loss or damage, not to exceed two (a) You were required to comply with years. We may extend this period before the loss, even when the in writing during the two years. building was undamaged; and (b) You failed to comply with. CP 00 10 10 12 © Insurance Services Office, Inc.,2011 Page 5of 16