Policy Number: 810-5R143576-21-43-G
<br />COMMERCIAL AUTO
<br />permission, while performing duties
<br />related to the conduct of your busi-
<br />ness.
<br />However, any "auto" that is leased, hired,
<br />tented or borrowed with a driver Is not a
<br />covered "auto".
<br />D. EMPLOYEES AS INSURED
<br />The following is added to Paragraph AA., Who Is
<br />An Insured, of SECTION II — COVERED AUTOS
<br />LIABILITY COVERAGE:
<br />Any "employee" of yours is an "insured" while us-
<br />ing a covered "auto" you don't own, hire or borrow
<br />in your business or your personal affairs.
<br />E. SUPPLEMENTARY PAYMENTS —INCREASED
<br />LIMITS
<br />1. The following replaces Paragraph A.2.a.(2),
<br />of SECTION II — COVERED AUTOS LIABIL-
<br />ITY COVERAGE:
<br />(2) Up to $3,000 for cost of bail bonds_ (in-
<br />cluding bonds for ,related traffic law viola-
<br />tions) required because of an "accident"
<br />we cover. We do not have to furnish
<br />these bonds.
<br />2. The following replaces Paragraph A.2.a.(4),
<br />of SECTION 11 — COVERED AUTOS LABIL-
<br />ITY COVERAGE:
<br />(4) All reasonable expenses incurred by the
<br />"insured" at our request, including actual
<br />loss of earnings up to $500 a day be-
<br />cause of time off from work.
<br />F. HIRED AUTO — LIMITED WORLDWIDE COV-
<br />ERAGE — INDEMNITY BASIS .
<br />The following replaces Subparagraph (5) in Para-
<br />graph B.i., Policy Period, 'Coverage Territory,
<br />of SECTION IV — BUSINESS AUTO CONDI-
<br />TIONS:
<br />(5) Anywhere in the world, except any country or
<br />jurisdiction while any .trade sanction, em-
<br />bargo, or similar regulation imposed by the
<br />United States of America applies to and pro-
<br />hibits the transaction of business with or
<br />within such country or jurisdiction, for Cov-
<br />ered Autos Liability Coverage for any covered
<br />"auto" that you lease, hire,' rent or borrow
<br />without a driver for a period of 30 days or less
<br />and that is not an "auto" you lease, hire, rent
<br />or borrow from any of your "employees",
<br />partners (if you are a partnership), members
<br />(if you are a limited liability company) or
<br />members of their households.
<br />Page 2 of 4
<br />(a) With respect to any claim made or "suit"
<br />brought outside the United States of
<br />America, the territories and possessions
<br />of the United States of America, Puerto
<br />Rico and Canada:
<br />(i) You must arrange to defend the "in-
<br />sured" against, and investigate or set-
<br />tle any such claim or "suit" and keep
<br />us advised of all proceedings and ac-
<br />tions.
<br />(ii) Neither you nor any other involved
<br />"insured" will make any settlement
<br />without our consent.
<br />(iii) We may, at our discretion, participate
<br />in defending the "insured" against, or
<br />in the settlement of, any claim or
<br />"suit".
<br />(iv) We will reimburse the "insured" for
<br />sums that the "insured" legally must
<br />pay as damages because of "bodily
<br />injury" or "property damage" to which
<br />this insurance applies, that the "in-
<br />sured" pays with our consent, but
<br />only up to the limit described in Para-
<br />graph C., Limits Of Insurance, of
<br />SECTION II — COVERED AUTOS
<br />LIABILITY COVERAGE.
<br />(v) We will reimburse the "insured" for
<br />the reasonable expenses incurred
<br />with our consent for your investiga-
<br />tion of such claims and your defense
<br />of the "insured" against any such
<br />"suit", but only up to and included
<br />within the limit described in Para-
<br />graph C., Limits Of Insurance, of
<br />SECTION II — COVERED AUTOS
<br />LIABILITY COVERAGE, and not in
<br />addition to such limit. Our duty to
<br />make such payments ends when we
<br />have used up the applicable limit of
<br />insurance in payments for damages,
<br />settlements or defense expenses.
<br />(b) This insurance is excess over any valid
<br />and collectible other insurance available
<br />to the "insured" whether primary, excess,
<br />contingent or on any other basis.
<br />(c) This insurance is not a substitute for re-
<br />quired or compulsory insurance in any
<br />country outside the United States, its ter-
<br />ritories and possessions, Puerto Rico and
<br />Canada.
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