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BUSINESS LIABILITY COVERAGE FORM <br />c. The wrongful eviction from, wrongful entry <br />into, or invasion of the right of private <br />occupancy of a room, dwelling or <br />premises that the person occupies, <br />committed by or on behalf of its owner, <br />landlord or lessor; <br />d. Oral, written or electronic publication of <br />material that slanders or libels a person or <br />organization or disparages a person's or <br />organization's goods, products or services; <br />e. Oral, written or electronic publication of <br />material that violates a person's right of <br />privacy; <br />f. Copying, in your "advertisement"„ a <br />person's or organization's "advertising <br />idea" or style of "advertisement"; <br />g. Infringement of copyright, slogan, or title of <br />any literary or artistic work, in your <br />"advertisement": or <br />h. Discrimination or humiliation that results in <br />injury to the feelings or reputation of a <br />natural person. <br />18. "Pollutants" means any solid, liquid, gaseous or <br />thermal irritant or contaminant, including smoke, <br />vapor, soot, fumes, acids, alkalis, chemicals and <br />waste. Waste includes materials to be recycled, <br />reconditioned or reclaimed.. <br />19. "Products -completed operations hazard"; <br />a. Includes all "bodily injuryand "property <br />damage" occurring away from premises <br />you own or rent and arising out of "your <br />product" or "your work" except: <br />(1) Products that are still in your physical <br />possession; or <br />(2) Work that has not yet been completed <br />or abandoned. However, "your work" <br />will be deemed to be completed at the <br />earliest of the following times: - <br />(a) When all of the work called for in <br />your contract has been completed. <br />(b) When all of the work to be done at <br />the job site has been completed if <br />your contract calls for work at <br />more than one job site. <br />(c) When that part of the work done at <br />a job site has been put to its <br />intended use by any person or <br />organization other than another <br />contractor or subcontractor <br />working on the same project. <br />Form SS 00 08 04 05 <br />Work that may need service, maintenance, <br />correction, repair or replacement, but <br />which is otherwise complete, will be <br />treated as completed. <br />The "bodily injury" or "property damage" <br />must occur away from premises you own <br />or rent, unless your business includes the <br />selling, handling or distribution of "your <br />product" for consumption on premises you <br />own or rent. <br />b. Does not include "bodily injury" or <br />"property damage" arising out of: <br />(1) The transportation of property, unless <br />the injury or damage arises out of a <br />condition in or on a vehicle not owned <br />or operated by you, and that condition <br />was created by the "loading or <br />unloading" of that vehicle by any <br />insured; or <br />(2) The existence of tools, uninstalled <br />equipment or abandoned or unused <br />materials. <br />20. "Property damage" means: <br />a. Physical injury to tangible property, <br />including all resulting loss of use of that <br />property. All such loss of use shall be <br />deemed to occur at the time of the <br />physical injury that caused it; or <br />b. Loss of use of tangible property that is not <br />physically injured. All such loss of use <br />shall be deemed to occur at the time of <br />"occurrence" that caused it. <br />As used in this definition, "electronic data" is <br />not tangible property. <br />21. "Suit" means a civil proceeding in which <br />damages because of "bodily injury", "property <br />damage" or "personal and advertising injury" <br />to which this insurance applies are alleged. <br />"Suit" includes: <br />a. An arbitration proceeding in which such <br />damages are claimed and to which the <br />insured must submit or does submit with <br />our consent; or <br />b. Any other alternative dispute resolution <br />proceeding in which such damages are <br />claimed and to which the insured submits <br />with our consent. <br />22. "Temporary worker" means a person who is <br />furnished to you to substitute for a permanent <br />"employee" on leave or to meet seasonal or <br />short-term workload conditions. <br />23. "Volunteer worker" means a person who: <br />a. Is not your "e <br />RidtMxrugemerd DMelan <br />NenEwED 6 Avrrsov® BY. <br />' A- p Aaw44 <br />Risk Management Specialist <br />