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NONPROFITS <br />INSURANCE <br />ALLIANCE OF CALIFOILN1A <br />A Head for Insurance. A Heart for Nonprofits. <br />POLICY NUMBER: 2021-09201 <br />(2) The coverage afforded by this insurance is primary and non-contributory with the additional <br />insured(s)' own insurance. <br />Paragraphs (1) and (2) do not apply to other insurance to which the additional insured(s) has been <br />added as an additional insured or to other insurance described in paragraph b. below. <br />b. Excess Insurance <br />This insurance is excess over: <br />1. Any of the other insurance, whether primary, excess, contingent or on any other basis: <br />(a) That is Fire, Extended Coverage, Builders Risk, Installation Risk or similar coverage <br />for "your work"; <br />(b) That is fire, lightning, or explosion insurance for premises rented to you or temporarily <br />occupied by you with permission of the owner; <br />(c) That is insurance purchased by you to cover your liability as a tenant for "property <br />damage" to premises temporarily occupied by you with permission of the owner; or <br />(d) If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the <br />extent not subject to Exclusion g. of SECTION I - COVERAGE A- BODILY INJURY <br />AND PROPERTY DAMAGE. <br />(e) Any other insurance available to an additional insured(s) under this Endorsement <br />covering liability for damages which are subject to this endorsement and for which the <br />additional insured(s) has been added as an additional insured by that other <br />insurance. <br />(1) When this insurance is excess, we will have no duty under Coverages A or B to defend <br />the additional insured(s) against any "suit" if any other insurer has a duty to defend the <br />additional insured(s) against that "suit". If no other insurer defends, we will undertake to do <br />so, but we will be entitled to the additional insured(s)' rights against all those other <br />insurers. <br />(2) When this insurance is excess over other insurance, we will pay only our share of the <br />amount of the loss, if any, that exceeds the sum of: <br />(a) The total amount that all such other insurance would pay for the loss in the <br />absence of this insurance; and <br />(b) The total of all deductible and self -insured amounts under all that other <br />insurance. <br />(3) We will share the remaining loss, if any, with any other insurance that is not described in <br />this Excess Insurance provision and was not bought specifically to apply in excess of the <br />Limits of Insurance shown in the Declarations of this Coverage Part. <br />C. Methods of Sharing <br />If all of the other insurance available to the additional insured(s) permits contribution by equal <br />shares, we will fallow this method also. Under this approach each insurer contributes equal <br />amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever <br />comes first. <br />If any other the other insurance available to the additional insured(s) does not permit contribution <br />by equal shares, we will contribute by limits. Under this method, each insurers share is based on <br />the ratio of its applicable limit of insurance to the total applicable limits of insurance ' <br />Rvk Mo.geenaohWu: <br />NIAC-E61 02 19 dn` 9ou Pcwarc <br />nuk M,nage„mrClniulNtle <br />